206 Whitehall Rd, Elkton, MD 21921 Property Records

Cecil County property record for 206 Whitehall Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	1 ba · 912 sqft · built 1951
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$287,749 (Dec 2025)
Tax Bill	$1,334 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Apr 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-017206`

Property Details

APN / Parcel Number

Primary APN	`03-017206`
Alternative APNs	`3017206` `017206`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Total Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Block
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	72 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	017206
Street Address	206 WHITEHALL RD
City	ELKTON
State	MD
Zip	21921-6413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ST
Legal Description	.4591 ACRE 206 WHITEHALL ROAD HOLLY HALL TERRACE
Legal Subdivision	HOLLY HALL TERRACE
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2012
Census Tract	30505

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 WHITEHALL RD, ELKTON, MD 21921-6413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed, Transfer · FHA Mortgage ATLANTIC COAST MORTGAGE
Apr 12, 2024	Deed, Transfer KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2025 · Amount on Record
Deed Sale	Dec 10, 2025 · Amount on Record
Prior Sale	Apr 12, 2024 · Amount on Record
Deed Book / Page	5710 / 255
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Dec 10, 2025
Property Address	206 WHITEHALL RD, ELKTON, MD 21921-6413
Document Number	0057100255
Book / Page	5710 / 255
Instrument Date	Nov 24, 2025
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	WESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,438.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	206 WHITEHALL RD, ELKTON, MD 21921-6413

Mortgage

Document Number	0005710260
Date	Dec 10, 2025
Instrument	5710/260

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Apr 12, 2024
Property Address	206 WHITEHALL RD, ELKTON, MD 21921-6413
Document Number	0054520417
Book / Page	5452 / 417
Instrument Date	Apr 4, 2024
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 N SAINT AUGUSTINE RD, CHESAPEAKE CITY, MD 21915-1312

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,367 (+3.38%)	$124,300 (-) Land $66,200 Building $58,100
2025	$1,334.00 (+3.25%)	$116,433 (+4.3%)	$124,300 (+10.49%) Land $66,200 Building $58,100
2023	$1,292.00	$111,633	$112,500 Land $66,200 Building $46,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: IQ Fiber, T-Mobile.

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