206 Whispering Brook Dr, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 206 Whispering Brook Dr, Saint Augustine, FL 32084

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,337 sqft · built 2023
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$271,990 (Feb 2023)
Tax Bill	$3,682 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`102824-0370`

Property Details

APN / Parcel Number

Primary APN	`102824-0370`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,337 sqft Living Area
1st Floor Area	630 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Porch	Finished/Open Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	206 WHISPERING BROOK DR
City	SAINT AUGUSTINE
State	FL
Zip	32084-0051
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	110/34-40 WHISPERING CREEK LOT 37 BLK 2 OR5713/240
Legal Range	29
Legal Township	07
Legal Section	51
Legal Subdivision	WHISPERING CREEK
Legal Block	2
Legal Lot Number	37
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3000
Census Tract	20903

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	206 WHISPERING BROOK DR, SAINT AUGUSTINE, FL 32084-0051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Feb 23, 2023	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2023 · Amount on Record
Deed Sale	Feb 23, 2023 · Amount on Record
Deed Document Number	202313946
Deed Book / Page	5713 / 240
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	206 WHISPERING BROOK DR, SAINT AUGUSTINE, FL 32084-0051
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 WHISPERING BROOK DR, SAINT AUGUSTINE, FL 32084-0051

Mortgage

Document Number	0062451043
Date	Oct 27, 2025
Book Page	6245/1043
Instrument	2025087310

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Mar 1, 2053

February 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 23, 2023
Property Address	206 WHISPERING BROOK DR, SAINT AUGUSTINE, FL 32084-0051
Document Number	0057130240
Book / Page	5713 / 240
Map Reference	MB 110 PG 34-40
Instrument Date	Feb 21, 2023
Instrument	2023013946
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2024
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,904.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 WHISPERING BROOK DR, SAINT AUGUSTINE, FL 32084-0051

Mortgage

Document Number	0005713244
Date	Feb 23, 2023
Instrument	5713/244

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,485 (+2.7%)	$244,749 (+2.48%) Land $55,000 Building $189,749
2025	$3,682.00 (+8.23%) Homeowner's exemption	$225,399 (+2.9%)	$238,818 (+9.03%) Land $55,000 Building $183,818
2024	$3,402.00 (+273.44%) Homeowner's exemption	$219,047 (+298.27%)	$219,047 (+298.27%) Land $50,000 Building $169,047
2023	$911.00 (+15.9%)	$55,000 (+32.72%)	$55,000 (+32.72%) Land $55,000
2022	$786.00	$41,440	$41,440 Land $41,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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