206 Ward Ave, Saint Joseph, MI 49085 Property Records

Berrien County property record for 206 Ward Ave, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 580 sqft · built 1950
Lot Size	0.119 acres (5,184 sqft)
Owner	2 Trust Names on File
Last Sale	$110,000 (Jun 2022)
Tax Bill	$2,429 (2025)
Deeds & Mortgages	Jul 2026 Sale Nov 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`76-1750-0066-00-6`

Property Details

APN / Parcel Number

Primary APN	`76-1750-0066-00-6`
Alternative APN	`11-76-1750-0066-00-6`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	580 sqft Living Area
1st Floor Area	580 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	104 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	206 WARD AVE
City	SAINT JOSEPH
State	MI
Zip	49085-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - B
Legal Description	THAT PT OF VAC DUNHAM AVE IN PLAT OF DUNHAM ACRES THAT LIES W OF WARD AVENUE
Legal Subdivision	DUNHAM ACRES
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2036
Census Tract	801

Owner

206 Ward Ave is held in a trust since November 2025.

Source: Berrien County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1461 BRIDGE WATER WAY, MISHAWAKA, IN 46545-4040
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 21, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 2, 2022	Warranty Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2022 · Amount on File
Deed Sale	Jun 2, 2022 · Amount on File
Prior Sale	Jul 1, 2002 · Amount on File
Deed Document Number	2022354410
Deed Book / Page	3376 / 221
Last Transfer Date	Nov 20, 2025
Transfer Doc	003465/529
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 2, 2026
Property Address	206 WARD AVE, SAINT JOSEPH, MI 49085-2216
Document Number	0000464791
Book / Page	3481 / 2059
Instrument Date	Jul 1, 2026
Instrument	2026464791
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1461 BRIDGE WATER WAY, MISHAWAKA, IN 46545-4040

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Nov 21, 2025
Property Address	206 WARD AVE, SAINT JOSEPH, MI 49085-2216
Document Number	003465/529
Book / Page	3465 / 529
Map Reference	LB 98 PG 319
Instrument Date	Nov 20, 2025
Instrument	2025446696
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1461 BRIDGE WATER WAY, MISHAWAKA, IN 46545-4040

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 2, 2022
Property Address	206 WARD AVE, SAINT JOSEPH, MI 49085-2216
Document Number	003376/221
Book / Page	3376 / 221
Map Reference	LB
Instrument Date	May 18, 2022
Instrument	2022354410
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1405 MILLER DR, SAINT JOSEPH, MI 49085-1751

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	206 WARD AVE, SAINT JOSEPH, MI 49085-2216

Mortgage

Document Number	0033760225
Date	Jun 2, 2022
Instrument	3376-0225

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 206 Ward Ave was $2,429, up 2.4% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,000 (-0.57%)	$140,000 (-0.57%)
2025	$2,429.00 (+2.45%) Homeowner's exemption	$70,400	$140,800
2024	$2,371.00
2023		$55,900	$111,800
2022	$1,174.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 Ward Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Ward Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ward Ave

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