206 W Water St, Maple Rapids, MI 48853 Property Records

Clinton County property record for 206 W Water St, Maple Rapids, MI 48853

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,168 sqft
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Jul 2025)
Tax Bill$463 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Sep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN081-000-002-008-00

Property Details

APN / Parcel Number

Primary APN081-000-002-008-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,168 sqft Living Area
1st Floor Area968 sqft
Basement Area400 sqft
Unfinished Basement400 sqft

Exterior

Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide

Exterior Amenities

PorchSlab
Porch Area16 sqft
Deck Area96 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address206 W WATER ST
CityMAPLE RAPIDS
StateMI
Zip48853-5101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 8, BLOCK 2, MAPLE RAPIDS
Legal SubdivisionVILLAGE OF MAPLE RAPIDS
Legal Block2
Legal Lot Number8
JurisdictionCLINTON MI
Township / Civil DivisionESSEX
Census Block Group2
Census Block2011
Census Tract10600

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address250 W WATER ST, MAPLE RAPIDS, MI 48853-5101
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2023Warranty Deed, Transfer · Conventional Mortgage
MICHIGAN STATE UNIVERSITY FCU
Sep 20, 2023Deed of Trust, Mortgage · FHA Mortgage
MIDFIRST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 2025 · Amount on Record
Deed SaleJul 18, 2025 · Amount on Record
Prior SaleNov 13, 2023 · Amount on Record
Deed Document Number20255355909
Record UpdatedSep 20, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLINTON MI
Recording DateNov 13, 2023
Property Address206 W WATER ST, MAPLE RAPIDS, MI 48853-5101
Document Number0005340090
Map ReferenceLB 42 PG 41
Instrument DateNov 10, 2023
Instrument5340090
Transaction TypeTransfer
Record UpdatedDec 11, 2023
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$675.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7924 W JASON RD, SAINT JOHNS, MI 48879-8214

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 WASHINGTON ST, MAPLE RAPIDS, MI 48853

Mortgage

Document Number0005340091
DateNov 13, 2023
Instrument5340091
Lender
NameMICHIGAN STATE UNIVERSITY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON MI
Property Address206 W WATER ST, MAPLE RAPIDS, MI 48853-5101
Transaction TypeMortgage
Record UpdatedOct 20, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7924W W JASON RD, SAINT JOHNS, MI 48879-8214

Mortgage

Document Number0005338703
DateSep 20, 2023
Instrument5338703
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term144 Months
DueSep 1, 2035

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyClinton County
County SubdivisionEssex Township
MunicipalityMaple Rapids Village
Unified School DistrictFulton Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$43,900 (+4.03%) Land $5,800 Building $38,100$87,800 (+4.03%) Land $11,600 Building $76,200
2025$463.00 (-51.26%) Homeowner's exemption$42,200 (+18.87%) Land $5,600 Building $36,600$84,400 (+18.87%) Land $11,200 Building $73,200
2024$950.00 (+76.91%)
2023$35,500$71,000
2022$537.00 (+17.51%)
2020$457.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF MAPLE RAPIDS
serves 643 people · EPA ID MI0004060
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jan 2021
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CMS Internet
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000

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