206 W Washington St, Downs, IL 61736 Property Records

McLean County property record for 206 W Washington St, Downs, IL 61736

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,200 sqft · built 1960
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Tax Bill	$3,273 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-04-128-012`

Property Details

APN / Parcel Number

Primary APN	`29-04-128-012`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	206 W WASHINGTON ST
City	DOWNS
State	IL
Zip	61736-7601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG TOWN DOWNS E 1/2 VAC ALLEY W OF & ADJ & S 1/2 W 1/2 LOT 9 & W 1/2 LOT 12 BLK 4
Legal Range	03E
Legal Township	22N
Legal Section	04
Legal Subdivision	ORIG TOWN DOWNS
Legal Block	4
Legal Lot Number	9,12
Jurisdiction	MCLEAN IL
Township / Civil Division	DOWNS
Census Block Group	3
Census Block	3030
Census Tract	5401

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	206 W WASHINGTON ST, DOWNS, IL 61736-7601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Mar 5, 2018	Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 12, 2009
Transfer Doc	0000016371
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	206 W WASHINGTON ST, DOWNS, IL 61736-7601
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 WWASHINGTON ST, DOWNS, IL 61736-7601

Mortgage

Document Number	202300009266
Date	Jul 17, 2023
Instrument	2023-00009266

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Max Rate	10.8%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	206 W WASHINGTON ST, DOWNS, IL 61736-7601
Transaction Type	Mortgage
Record Updated	Apr 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800003522
Date	Mar 5, 2018
Instrument	2018-00003522

Lender

Name	BUSEY BANK
Type	Bank
Address	LE ROY, IL 61752

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Feb 9, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Max Rate	18%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Downs Township
Municipality	Downs Village
Unified School District	Tri-Valley Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,030 (+20.26%) Land $6,240 Building $39,790	$138,090 (+20.26%) Land $18,720 Building $119,370
2024	$3,273.00 (+15%)
2023	$2,846.00	$38,275 Land $5,189 Building $33,086	$114,825 Land $15,567 Building $99,258

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWNS serves 1,201 people · EPA ID IL1130500
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2026
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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