Whitley County property record for 206 W Side St, Williamsburg, KY 40769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,085 sqft · built 1973 |
| Lot Size | 0.932 acres (40,598 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $59,000 (Oct 2022) |
| Tax Bill | $618 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 131-40-03-014.00 |
| Primary APN | 131-40-03-014.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,085 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 40,598 sqft (0.932 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 84 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 206 W SIDE ST |
|---|---|
| City | WILLIAMSBURG |
| State | KY |
| Zip | 40769-8800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | 1 ST BRK HS/3 TRTS (0.932 AC @ PV |
| Legal Tract | 3 |
| Jurisdiction | WHITLEY KY |
| Township / Civil Division | SAXTON |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 920700 |
206 W Side St is owned and occupied by two individuals who bought it in October 2022.
Source: Whitley County records, as of April 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 206 W SIDE ST, WILLIAMSBURG, KY 40769-8800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2022 · Amount on File |
| Deed Sale | Oct 31, 2022 · Amount on File |
| Prior Sale | May 29, 2020 · Amount on File |
| Deed Document Number | 2022285998 |
| Deed Book / Page | 572 / 58 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | May 29, 2020 |
| Property Address | 206 W SIDE ST, WILLIAMSBURG, KY 40769-8800 |
| Document Number | 00D555/960 |
| Book / Page | D555 / 960 |
| Instrument Date | May 12, 2020 |
| Instrument | 242794 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | KENTUCKY LAND TITLE, KENTUCKY MTN LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $128.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 235 RICE ST, 235, WILLIAMSBURG, KY 40769-2077 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 206 W SIDE ST, WILLIAMSBURG, KY 40769-8800 |
| Document Number | 000M655934 |
|---|---|
| Date | May 29, 2020 |
| Instrument | M655/934 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 206 W Side St was $618 with a homeowner's exemption.
Source: Whitley County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Whitley County |
| Unified School District | Whitley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $618.00 | $128,000 | $128,000 |
| 2023 | $954.00 | $128,000 | $128,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 206 W Side St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 206 W Side St is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 81% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITLEY CO WATER DISTRICT serves 9,825 people · EPA ID KY1180468 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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