206 W Oak Dr, Benton, KY 42025 Property Records

Marshall County property record for 206 W Oak Dr, Benton, KY 42025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,496 sqft · built 1980
Lot Size1.38 acres (60,113 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Apr 2023)
Tax Bill$1,692 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN37-0C-00-008

Property Details

APN / Parcel Number

Primary APN37-0C-00-008
Alternative APNs
  • 1048360
  • 1106890

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,496 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area60,113 sqft (1.38 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number1106890
Street Address206 W OAK DR
CityBENTON
StateKY
Zip42025-7649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionWEST OAKS SUBDIVISION
Legal Lot Number8
JurisdictionMARSHALL KY
Township / Civil DivisionBENTON
Census Block Group3
Census Block3050
Census Tract950400

Owner

206 W Oak Dr is owned and occupied by an individual who bought it in April 2023.

Source: Marshall County records, as of April 14, 2026

Owner of RecordIndividual Name on File
Mailing Address206 W OAK DR, BENTON, KY 42025-7649
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2023Deed, Transfer · FHA Mortgage
US BANK NA
Jun 25, 2020Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 13, 2023 · Amount on File
Deed SaleApr 13, 2023 · Amount on File
Prior SaleJun 25, 2020 · Amount on File
Deed Document Number20231095071
Deed Book / Page505 / 335
Prior Transfer DateJul 18, 2005
Prior Transfer DocDEED359/501
Record UpdatedJun 8, 2026

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionMARSHALL KY
Recording DateApr 13, 2023
Property Address206 W OAK DR, BENTON, KY 42025-7649
Document Number000505/335
Book / Page505 / 335
Map ReferenceMB 6 PG 8
Instrument DateApr 12, 2023
Instrument1095071
Transaction TypeTransfer
Record UpdatedDec 16, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$190.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address206 W OAK DR, BENTON, KY 42025-7649

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 W OAK DR, BENTON, KY 42025-7649

Mortgage

Document Number0001095074
DateApr 13, 2023
Instrument1095074
Lender
NameUS BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARSHALL KY
Recording DateJun 25, 2020
Property Address206 W OAK DR, BENTON, KY 42025-7649
Document NumberDEED477/528
Book / PageDEED 477 / 528
Map ReferenceMB 6 PG 8
Instrument DateJun 23, 2020
Instrument1030709
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyTRADITIONAL TITLE COMPANY, TLT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$155.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address118 FAIRWAY DR, BENTON, KY 42025-7530

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 W OAK DR, BENTON, KY 42025-7649

Mortgage

Document Number0001030699
DateJun 25, 2020
Instrument1030699
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 206 W Oak Dr was $1,692.

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBenton City
CountyMarshall County
Unified School DistrictMarshall County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,692.00$190,000 Land $20,000 Building $170,000$190,000 Land $20,000 Building $170,000
2023$1,257.00 Disabled Person's exemption$180,000
2022$155,000 Land $18,000 Building $137,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 W Oak Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimJul 2016 · Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 W Oak Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENTON WATER & SEWER
serves 7,981 people · EPA ID KY0790029
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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