Clay County property record for 206 W Main St, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | built 1990 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Company Name on File |
| Tax Bill | $6,044 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit Jul 2018 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 05-617-00-02-006.00 |
| Primary APN | 05-617-00-02-006.00 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 4 Rooms |
|---|---|
| Units | 12 Units |
| Stories | 2 Stories |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Combination |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 132 ft deep x 142 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 206 W MAIN ST |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG NL W MAIN ST 137E OF WL SEC, E142.5, N60, E8, N72, W150.5, S132 TO POB |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 23 |
| Legal Subdivision | BRASFIELD ADD |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 22000 |
206 W Main St, a single family home, is owned by a company.
Source: Clay County records, as of May 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 8320 N OAK TRFY, 223, KANSAS CITY, MO 64118-1280 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2020 | Deed of Trust, Mortgage · Line of Credit THE NODAWAY VALLEY BANK |
| Jul 24, 2018 | Grant Deed, Transfer · Line of Credit PLATTE VLY BK/MO |
| Jul 30, 2018 | Grant Deed, Mortgage · Line of Credit PLATTE VLY BK/MO |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 206 W MAIN ST, SMITHVILLE, MO 64089-9301 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033404 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 8798/21 |
| Instrument | 2020033404 |
| Name | THE NODAWAY VALLEY BANK |
|---|---|
| Type | Bank |
| Address | PLATTE CITY, MO 64079 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jul 24, 2018 |
| Property Address | 206 W MAIN ST, SMITHVILLE, MO 64089-9301 |
| Document Number | 0000023909 |
| Book / Page | 008245 / 000071 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 23909 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2020 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9949 N WOODLAND AVE KANSAS CITY MO 641552168, KANSAS CITY, MO 64155-2168 |
| Document Number | 24426 |
|---|---|
| Date | Jul 24, 2018 |
| Book Page | 008248/000065 |
| Instrument | 24426 |
| Name | PLATTE VLY BK/MO |
|---|---|
| Type | Bank |
| Address | 2400 NW PRAIRIE VIEW RD, PLATTE CITY, MO 64079-7627 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jul 30, 2018 |
| Property Address | 206 W MAIN ST, SMITHVILLE, MO 64089-9301 |
| Book / Page | 008248 / 000065 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 24426 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2300 HIGGINS RD PLATTE CITY MO 640799232, PLATTE CITY, MO 64079-9232 |
| Document Number | 0000024426 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 008248/000065 |
| Instrument | 24426 |
| Name | PLATTE VLY BK/MO |
|---|---|
| Type | Bank |
| Address | 2400 NW PRAIRIE VIEW RD, PLATTE CITY, MO 64079-7627 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 206 W Main St was $6,044.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,044.00 | $84,930 | $447,000 |
| 2023 | $6,356.00 | $92,040 | $484,421 |
| 2019 | $2,982.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 206 W Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 33 (1981–2016) |
| Claims Outside the SFHA | 12 of 33 |
| Most Recent Claim | May 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 206 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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