206 W Jefferson Ave, Effingham, IL 62401 Property Records

Effingham County property record for 206 W Jefferson Ave, Effingham, IL 62401

Property Summary

Property Type	Commercial
Details	11,521 sqft · built 1890
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$280,000 (Sep 2017)
Tax Bill	$13,405 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Sep 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`03-16-024-043`

Property Details

APN / Parcel Number

Primary APN	`03-16-024-043`

Interior

Building Area	11,521 sqft Base Area
1st Floor Area	11,521 sqft
Basement Area	11,521 sqft
Unfinished Basement	11,521 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	206 W JEFFERSON AVE
City	EFFINGHAM
State	IL
Zip	62401-2346
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 4 PLUS W PT LOT 5 BLK 9 CENTRAL EFFINGHAM & THAT PT OF S 1/2 VACATED ALLEY LYING N OF LOT 4 3336/259 1473/161
Legal Subdivision	CENTRAL EFFINGHAM
Legal Block	9
Legal Lot Number	4-5
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1067
Census Tract	950800

Owner

206 W Jefferson Ave, a commercial property, is owned by a company that bought it in September 2017.

Source: Effingham County records, as of October 5, 2026

Owner of Record	Company Name on File
Mailing Address	1302 NEWCOMB DR, EFFINGHAM, IL 62401-5080
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2018	Deed of Trust, Mortgage · SBA Mortgage SMALL BUSINESS GROWTH CORPORATION
Sep 27, 2017	Warranty Deed, Transfer · Construction Mortgage FIRST MID ILLINOIS BANK & TRUST NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2017 · Amount on File
Deed Sale	Sep 27, 2017 · Amount on File
Deed Document Number	20171704586
Deed Book / Page	3336 / 259
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	206 W JEFFERSON AVE, EFFINGHAM, IL 62401-2346
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003395/343
Date	Jul 3, 2018
Book Page	3395/343
Instrument	201801802669

Lender

Name	SMALL BUSINESS GROWTH CORPORATION
Type	Non-Lending Institution
Address	SPRINGFIELD, IL 62704

Agreement

Type	SBA Mortgage
Amount	Amount on Record

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 27, 2017
Property Address	206 W JEFFERSON AVE, EFFINGHAM, IL 62401-2346
Document Number	003336/259
Book / Page	3336 / 259
Map Reference	MB K PG 251
Instrument Date	Sep 27, 2017
Instrument	201701704586
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	THE TITLE CENTER

Transaction

Amount	Amount on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 NEWCOMB DR, EFFINGHAM, IL 62401-5080

Mortgage

Document Number	003336/261
Date	Sep 27, 2017
Book Page	3336/261
Instrument	201701704587

Lender

Name	FIRST MID ILLINOIS BANK & TRUST NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Mar 22, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 206 W Jefferson Ave was $13,405.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,405.00	$237,610 Land $22,660 Building $214,950	$712,830 Land $67,980 Building $644,850
2022	$5,697.00	$237,690 Land $17,180 Building $220,510	$713,070 Land $51,540 Building $661,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 W Jefferson Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 206 W Jefferson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Fidium Fiber DSL	500 / 75
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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