206 Viewpoint Cir, Pell City, AL 35128 Property Records

St. Clair County property record for 206 Viewpoint Cir, Pell City, AL 35128

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 3,618 sqft · built 1984
Lot Size	0.85 acres (36,958 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Nov 2017)
Tax Bill	$1,881 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-07-36-1-001-010.000`

Property Details

APN / Parcel Number

Primary APN	`28-07-36-1-001-010.000`
Alternative APNs	`00508915` `508915` `31435`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,618 sqft Living Area
1st Floor Area	2,754 sqft
Upper Floors Area	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1996
Exterior Material	EIFS / Synthetic Stucco
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	36,958 sqft (0.85 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Boat Access	Boat Access
Boat House	960 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00508915
Street Address	206 VIEWPOINT CIR
City	PELL CITY
State	AL
Zip	35128-6731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM @ INT NW RW VIEW PT CR WLN NE4 SW ALG CIR 455' TO POB TH NE 249.3' SW ALG LAKE 220' SE 351.6' TO NW RW SD CIR NE ALG CIR
Legal Range	03E
Legal Township	17S
Legal Section	36
Legal Subdivision	RIVIERE ESTATES SUBSEC B
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	2
Census Block	2010
Census Tract	40212

Owner

206 Viewpoint Cir is owned and occupied by two individuals who bought it in November 2017.

Source: St. Clair County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	206 VIEWPOINT CIR, PELL CITY, AL 35128-6731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage COOSA VALLEY MORTGAGE INC
Nov 7, 2017	Warranty Deed, Transfer · Conventional Mortgage COOSA VALLEY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2017 · Amount on File
Deed Sale	Nov 7, 2017 · Amount on File
Prior Sale	Aug 25, 2009 · Amount on File
Deed Book / Page	2017 / 12565
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	206 VIEWPOINT CIR, PELL CITY, AL 35128-6731
Transaction Type	Mortgage
Record Updated	Dec 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075483
Date	Nov 9, 2021
Book Page	MTG 2021/75483

Lender

Name	COOSA VALLEY MORTGAGE INC
Type	Non-Lending Institution
Address	PELL CITY, AL 35128

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Nov 7, 2017
Property Address	206 VIEWPOINT CIR, PELL CITY, AL 35128-6731
Document Number	0000012565
Book / Page	2017 / 12565
Instrument Date	Nov 3, 2017
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	360 TURNBERRY RD, 360, HOOVER, AL 35244-3290

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	206 VIEWPOINT CIR, PELL CITY, AL 35128-6731

Mortgage

Document Number	0201738552
Date	Nov 7, 2017
Instrument	2017/38552

Lender

Name	COOSA VALLEY MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 206 Viewpoint Cir was $1,881.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Pell City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,881.00	$45,880	$458,660
2023		$91,732 Land $25,000 Building $66,732	$458,660 Land $125,000 Building $333,660
2022	$1,558.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 206 Viewpoint Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	52 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Viewpoint Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PELL CITY serves 17,586 people · EPA ID AL0001204
Water Source	Purchased surface water from COOSA VALLEY WATER SUPPLY DISTRICT
Last State Inspection	Jun 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Nearby Properties on Viewpoint Cir

Nearby Streets

All Pell City, AL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures