Lee County property record for 206 Useppa Island, Captiva, FL 33924
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,536 sqft · built 1987 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,325,000 (Feb 2015) |
| Tax Bill | $20,733 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 09-44-21-01-00002.0060 |
| Primary APN | 09-44-21-01-00002.0060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,536 sqft Living Area |
| Gross Area | 4,358 sqft |
| 1st Floor Area | 2,408 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 10,193 sqft (0.234 acres) |
| View / Lot | Bay |
| Garage Type | Carport |
| Garage Area | 266 sqft |
| Carport | Carport |
| Carport Area | 266 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
|---|---|
| Porch Area | 559 sqft |
| Deck Area | 165 sqft |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10002463 |
|---|---|
| Street Address | 206 USEPPA IS |
| City | USEPPA ISLAND |
| State | FL |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | COTTAGE SITES OF USEPPA IS SITE 11-6 AS DESC IN OR 1780 PG 2247 |
| Legal Range | 21E |
| Legal Township | 44S |
| Legal Section | 09 |
| Legal Subdivision | USEPPA ISLAND |
| Legal Tract | 01 |
| Legal Lot Number | 6 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 80100 |
206 Useppa Island is owned and occupied by two individuals who bought it in February 2015.
Source: Lee County records, as of July 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 640, BOKEELIA, FL 33922-0640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2015 · Amount on File |
| Deed Sale | Feb 20, 2015 · Amount on File |
| Prior Sale | Oct 1, 2009 · Amount on File |
| Deed Document Number | 201536034 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 206 Useppa Island was $20,733 with a homeowner's exemption.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,366,667 (-0.56%) Land $394,554 Building $972,113 | $1,366,667 (-2.87%) Land $394,554 Building $972,113 | |
| 2025 | $20,733.00 Homeowner's exemption | $1,374,358 | $1,407,080 Land $426,052 Building $981,028 |
| 2023 | $19,972.00 (+6.82%) Homeowner's exemption | $1,296,723 (+3%) | $1,840,441 (+1%) Land $650,163 Building $1,190,278 |
| 2022 | $18,696.00 Homeowner's exemption | $1,258,954 | $1,673,112 Land $640,000 Building $1,033,112 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 206 Useppa Island in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 774 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured incl. 83 condo units |
| Nearby Flood Claims | 1,041 (1988–2024) |
| Claims Outside the SFHA | 76 of 1,041 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 206 Useppa Island is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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