206 Upper Main St, Edgartown, MA 02539 Property Records

Dukes County and Edgartown Town property record for 206 Upper Main St, Edgartown, MA 02539

Property Summary

Property Type	Dormitory, Group Quarters
Details	8 bd · 7 ba · 3,338 sqft · built 1985
Lot Size	0.3 acres (13,080 sqft)
Owner	2 Trust Names on Record
Last Sale	$620,000 (May 2000)
Tax Bill	$3,093 (2026)
Deeds & Mortgages	Apr 2022 Refinance Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E4995`

Property Details

APN / Parcel Number

Primary APN	`E4995`
Alternative APN	`EDGA M:020C B:0031 L:1`

Interior

Bedrooms	8 Beds
Full Baths	7 Baths
Total Rooms	14 Rooms
Units	11 Units
Stories	3 Stories
Building Area	3,338 sqft Living Area
Gross Area	4,900 sqft
Basement Area	192 sqft
Unfinished Basement	192 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,080 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	E4995
Street Address	206 UPPER MAIN ST
City	EDGARTOWN
State	MA
Zip	02539-5931
Property Category	Residential
Property Type	Residential > Specialized > Dormitory, Group Quarters
Local Zoning Code	BII
Legal Block	31
Legal Lot Number	1
Jurisdiction	EDGARTOWN MA
Township / Civil Division	EDGARTOWN
Census Block Group	3
Census Block	3018
Census Tract	200300

Owner

Source: Dukes County and Edgartown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	PO BOX 67, EDGARTOWN, MA 02539-0067
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO
Oct 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage MARTHA VINEYARD SAVING BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2000 · Amount on Record
Deed Sale	May 5, 2000 · Amount on Record
Deed Book / Page	797 / 176
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGARTOWN MA
Property Address	206 UPPER MAIN ST, EDGARTOWN, MA 02539-5931
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001622-263
Date	Apr 21, 2022
Book Page	1622/263
Instrument	2608

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGARTOWN MA
Property Address	206 UPPER MAIN ST, EDGARTOWN, MA 02539-5931
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001639-221
Date	Oct 20, 2022
Book Page	1639/221
Instrument	6476

Lender

Name	MARTHA VINEYARD SAVING BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dukes County and Edgartown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Edgartown Town
Secondary School District	Martha's Vineyard School District (09 - 12)
Elementary School District	Edgartown School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,093.00 (+0.68%)	$1,247,000 (+7.56%) Land $613,300 Building $633,700
2025	$3,072.00 (+3.92%)	$1,159,400 (-) Land $525,700 Building $633,700
2024	$2,956.00 (-0.27%)	$1,159,400 (-1.42%) Land $525,700 Building $633,700
2023	$2,964.00	$1,176,100 Land $542,400 Building $633,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 106 policies
Nearby Flood Policies	106 in force
Nearby Flood Claims	7 (1991–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGARTOWN WATER DEPARTMENT serves 8,027 people · EPA ID MA4089000
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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