206 University Ave, Elyria, OH 44035 Property Records

Lorain County property record for 206 University Ave, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,056 sqft · built 1960
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$68,000 (Jun 2010)
Tax Bill$2,759 (2025)
Deeds & MortgagesDec 2020 Loan Modification
Dec 2020 Sale
Flood ZoneZone X (minimal risk)
APN06-25-003-102-016

Property Details

APN / Parcel Number

Primary APN06-25-003-102-016

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,276 sqft (0.189 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address206 UNIVERSITY AVE
CityELYRIA
StateOH
Zip44035-7152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIVERSITY HTS SUB 1 70 X 120
Legal SubdivisionUNIVERSITY HEIGHTS SUBDIVISION #1
Legal Tract25
Legal Block102
Legal Lot Number38&39
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group1
Census Block1026
Census Tract71100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address206 UNIVERSITY AVE, ELYRIA, OH 44035-7152
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2020Loan Modification, Mortgage · Conventional with PMI
THIRD FED'L S&L ASSN
Dec 30, 2020Warranty Deed, Transfer
CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2010 · Amount on Record
Deed SaleJun 30, 2010 · Amount on Record
Prior SaleJun 30, 2010 · Amount on Record
Deed Document Number0000338883
Last Transfer DateDec 30, 2020
Transfer Doc0000796029
Record UpdatedJun 8, 2026

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLORAIN OH
Property Address206 UNIVERSITY AVE, ELYRIA, OH 44035-7152
Document Number0000796030
Instrument DateDec 29, 2020
Transaction TypeMortgage
Record UpdatedJan 29, 2021
Title CompanyNEW LAND TITLE AGENCY, NEWMAN TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 UNIVERSITY AVE ELYRIA OH 440357152, ELYRIA, OH 44035-7152

Mortgage

Document Number0000796030
DateDec 30, 2020
Instrument796030
Lender
NameTHIRD FED'L S&L ASSN
AddressCLEVELAND, OH 44105
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 29, 2050

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateDec 30, 2020
Property Address206 UNIVERSITY AVE, ELYRIA, OH 44035-7152
Document Number0000796029
Instrument DateDec 28, 2020
Instrument796029
Transaction TypeTransfer
Record UpdatedJan 29, 2021
Title CompanyCARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 UNIVERSITY AVE ELYRIA OH 440357152, ELYRIA, OH 44035-7152

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,759.00$55,800 (-0.01%) Land $12,740 Building $43,060$159,440 (-) Land $36,400 Building $123,040
2024$2,759.00 (+26.39%)$55,804 (+42.71%) Land $12,740 Building $43,064$159,440 (+42.71%) Land $36,400 Building $123,040
2023$2,183.00 (+0.37%)$39,103 (+0.01%) Land $11,113 Building $27,990$111,720 (-) Land $31,750 Building $79,970
2022$2,175.00$39,100 Land $11,110 Building $27,990
2021$111,720 Land $31,750 Building $79,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1999)
Most Recent ClaimJul 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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