206 Union St, Wakarusa, IN 46573 Property Records

Elkhart County property record for 206 Union St, Wakarusa, IN 46573

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,474 sqft · built 1910
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$140,300 (Sep 2014)
Tax Bill	$1,299 (2024)
Deeds & Mortgages	Feb 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-09-36-105-014.000-025`

Property Details

APN / Parcel Number

Primary APN	`20-09-36-105-014.000-025`
Alternative APN	`0936105014025`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,474 sqft Living Area
Gross Area	2,454 sqft
1st Floor Area	1,474 sqft
Upper Floors Area	494 sqft
Basement Area	980 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1949
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	206 UNION ST
City	WAKARUSA
State	IN
Zip	46573-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	SENSENICK & WHISLERS LOT 19 & S1/2 VAC ALLEY ADJ N & W1/2 VAC ALLEY ADJ E
Legal Subdivision	SENSENICK & WHISLERS
Legal Block	105
Legal Lot Number	19
Jurisdiction	ELKHART IN
Township / Civil Division	OLIVE
Census Block Group	1
Census Block	1021
Census Tract	1301

Owner

206 Union St is owned and occupied by an individual who bought it in September 2014.

Source: Elkhart County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	206 UNION ST, WAKARUSA, IN 46573-9530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2014 · Amount on File
Deed Sale	Sep 17, 2014 · Amount on File
Prior Sale	May 16, 2013
Deed Document Number	201417729
Prior Transfer Date	Dec 19, 2003
Prior Transfer Doc	0000004408
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	206 UNION ST, WAKARUSA, IN 46573-9530
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003145
Date	Feb 11, 2022
Instrument	2022-03145

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	46876

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jan 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Olive Township
Municipality	Wakarusa Town
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$146,200 (+8.14%) Land $18,900 Building $127,300	$146,200 (+8.14%) Land $18,900 Building $127,300
2024	$1,299.00	$135,200 (+9.3%) Land $18,900 Building $116,300	$135,200 (+9.3%) Land $18,900 Building $116,300
2023		$123,700 (+5.1%) Land $18,900 Building $104,800	$123,700 (+5.1%) Land $18,900 Building $104,800
2022	$1,091.00	$117,700 Land $18,900 Building $98,800	$117,700 Land $18,900 Building $98,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 Union St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 206 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKARUSA WATER WORKS serves 1,998 people · EPA ID IN5220029
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
New Paris Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway, Surf Internet.

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