206 Twp Rd 1097, Chesapeake, OH 45619 Property Records

Lawrence County property record for 206 Twp Rd 1097, Chesapeake, OH 45619

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,560 sqft · built 1955
Lot Size	0.104 acres (4,513 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Dec 1985)
Tax Bill	$1,139 (2025)
Deeds & Mortgages	May 2022 Mortgage Nov 2017 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`23-206-1200.000`

Property Details

APN / Parcel Number

Primary APN	`23-206-1200.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	2,894 sqft
1st Floor Area	1,040 sqft
Upper Floors Area	520 sqft
Basement Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Bungalow
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Lot Area	4,513 sqft (0.104 acres)
Lot Dimensions	94 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	578 sqft
Deck Area	40 sqft
Patio Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	206 TWP RD, 1097
City	CHESAPEAKE
State	OH
Zip	45619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	-00-00 40 FOBURG TERRACE 0000.00A
Legal Subdivision	FOBURG TERRACE
Jurisdiction	LAWRENCE OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3002
Census Tract	51200

Owner

206 Twp Rd 1097 is owned by two individuals who bought it in December 1985.

Source: Lawrence County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	206 TOWNSHIP ROAD 1097, CHESAPEAKE, OH 45619-7888
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Nov 29, 2017	Deed of Trust, Mortgage · Line of Credit UNITED BANK INC
Mar 29, 2018	Warranty Deed, Transfer · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 1985 · Amount on File
Deed Sale	Dec 3, 1985 · Amount on File
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE OH
Property Address	206 TOWNSHIP ROAD 1097, CHESAPEAKE, OH 45619-7888
Transaction Type	Mortgage
Record Updated	Jun 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 TOWNSHIP ROAD 1097, CHESAPEAKE, OH 45619-7888

Mortgage

Document Number	0000003244
Date	May 23, 2022
Book Page	1140/157
Instrument	2022-00003244

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	311 Months
Due	Apr 1, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE OH
Property Address	206 TOWNSHIP ROAD 1097, CHESAPEAKE, OH 45619-7888
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007165
Date	Nov 29, 2017
Book Page	922/794
Instrument	2017-00007165

Lender

Name	UNITED BANK INC
Type	Bank
Address	HUNTINGTON, WV 25702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2047

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE OH
Recording Date	Mar 29, 2018
Property Address	206 TOWNSHIP ROAD 1097, CHESAPEAKE, OH 45619-7888
Document Number	0000001669
Book / Page	000936 / 000253
Instrument Date	Mar 23, 2018
Instrument	1669
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$856.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	206 TOWNSHIP ROAD 1097 CHESAPEAKE OH 456197888, CHESAPEAKE, OH 45619-7888

Mortgage

Document Number	1670
Date	Mar 29, 2018
Instrument	1670

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 206 Twp Rd 1097 was $1,139.

Source: Lawrence County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lawrence County
County Subdivision	Union Township
Unified School District	Chesapeake Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,139.00	$40,765 Land $5,873 Building $34,892	$116,470 Land $16,780 Building $99,690
2023	$1,427.00 (-13.72%)	$35,450 (-) Land $5,110 Building $30,340
2022	$1,654.00	$35,450 Land $5,110 Building $30,340	$101,280 Land $14,590 Building $86,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 206 Twp Rd 1097 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1989–1997)
Most Recent Claim	Mar 1997 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Twp Rd 1097 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - LAWRENCE COUNTY private · serves 8,130 people · EPA ID OH4400803
Water Source	Purchased surface water from WVAWC - HUNTINGTON DIST
Last State Inspection	Aug 2023
Also Mapped Here	HECLA WATER ASSOCIATION
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, Xfinity.

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