206 Susan Dr, Garner, NC 27529 Property Records

Johnston County property record for 206 Susan Dr, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,195 sqft · built 1999
Lot Size	0.69 acres (30,056 sqft)
Owner	Company Name on File
Last Sale	$305,000 (Oct 2026)
Tax Bill	$2,450 (2026)
Deeds & Mortgages	Oct 2026 Sale Feb 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06D02006X`

Property Details

APN / Parcel Number

Primary APN	`06D02006X`
Alternative APN	`2000202533`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,195 sqft Living Area
Gross Area	3,008 sqft
1st Floor Area	1,313 sqft
Attic	Attic
Attic Area	312 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	131 sqft
Deck Area	136 sqft
Patio Area	136 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000202533
Street Address	206 SUSAN DR
City	GARNER
State	NC
Zip	27529-9212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 54 CREEKSIDE PLACE PH 2 53/361-362
Legal Subdivision	CREEKSIDE
Legal Phase	2
Legal Lot Number	54
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1003
Census Tract	41113

Owner

206 Susan Dr is owned by a company that bought it in October 2026.

Source: Johnston County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	206 SUSAN DR, GARNER, NC 27529-9212
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 18, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 5, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 28, 2017	Warranty Deed, Transfer · VA Mortgage TOWNE MTG/CAROLINAS
Feb 17, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2026 · Amount on File
Deed Sale	Oct 2, 2026 · Amount on File
Prior Sale	Jul 28, 2017 · Amount on File
Deed Document Number	202632590
Deed Book / Page	7201 / 354
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Oct 2, 2026
Property Address	206 SUSAN DR, GARNER, NC 27529-9212
Document Number	0000032590
Book / Page	7201 / 354
Instrument Date	Sep 28, 2026
Instrument	202632590
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$61,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	206 SUSAN DR, GARNER, NC 27529-9212

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	206 SUSAN DR, GARNER, NC 27529-9212
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000647379
Date	Feb 18, 2020
Book Page	5525/0630
Instrument	2020647379

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	206 SUSAN DR, GARNER, NC 27529-9212
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000718091
Date	Nov 16, 2020
Book Page	5756/601
Instrument	2020718091

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	May 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	206 SUSAN DR, GARNER, NC 27529-9212
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000763782
Date	Aug 5, 2021
Book Page	6010/628
Instrument	2021763782

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jul 28, 2017
Property Address	206 SUSAN DR, GARNER, NC 27529-9212
Document Number	0000538774
Book / Page	004999 / 000055
Instrument Date	Jul 28, 2017
Instrument	538774
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$466.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SUSAN DR GARNER NC 275299212, GARNER, NC 27529-9212

Mortgage

Document Number	538775
Date	Jul 28, 2017
Book Page	004999/000057
Instrument	538775

Lender

Name	TOWNE MTG/CAROLINAS
Type	Mortgage Company
Address	RALEIGH, NC 27609

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	206 SUSAN DR, GARNER, NC 27529-9212
Document Number	0000521029
Book / Page	004916 / 000573
Instrument Date	Feb 17, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2017
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000521029
Date	Feb 27, 2017
Book Page	004916/000573
Instrument	521029

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 206 Susan Dr was $2,450.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,450.00	$392,030 Land $90,000 Building $302,030	$392,030 Land $90,000 Building $302,030
2023	$1,867.00	$237,850 Land $46,230 Building $191,620	$237,850 Land $46,230 Building $191,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 Susan Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Susan Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CREEKSIDE PLACE S/D private · serves 361 people · EPA ID NC0351192
Water Source	Purchased surface water from JOHNSTON CO-WEST
Last State Inspection	Mar 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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