206 Susan Dr, Dwight, IL 60420 Property Records

Livingston County property record for 206 Susan Dr, Dwight, IL 60420

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,262 sqft · built 2001
Lot Size0.282 acres (12,269 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Jan 2021)
Tax Bill$8,108 (2025)
Deeds & MortgagesSep 2023 Mortgage
Jan 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-05-09-476-009

Property Details

APN / Parcel Number

Primary APN05-05-09-476-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,262 sqft Living Area
Basement Area1,131 sqft
Unfinished Basement1,131 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Roof MaterialAsphalt
Lot Area12,269 sqft (0.282 acres)
Lot Dimensions120 ft deep x 102 ft wide
Garage TypeAttached
Garage Area935 sqft

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Street Address206 SUSAN DR
CityDWIGHT
StateIL
Zip60420-1647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description05-09-476-009 LOT 102 X 120.28 LOT 15 SCOTT'S 3RD SUB.
Legal SubdivisionSCOTTS 3RD SUB
Legal Lot Number15
JurisdictionLIVINGSTON IL
Township / Civil DivisionDWIGHT
Census Block Group3
Census Block3047
Census Tract960100

Owner

206 Susan Dr is owned and occupied by two individuals who bought it in January 2021.

Source: Livingston County records, as of June 30, 2026

Owner of Record2 Individual Names on File
Mailing Address206 SUSAN DR, DWIGHT, IL 60420-1647
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2023Deed of Trust, Mortgage · Conventional Mortgage
BUSEY BANK
Jan 6, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE OF FORREST
Jan 30, 2017Quit Claim Deed, Transfer · Conventional Mortgage
BANK OF AMERICAN NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2021 · Amount on File
Deed SaleJan 6, 2021 · Amount on File
Deed Document Number202173
Prior Transfer DateJan 17, 2017
Prior Transfer Doc2017R00418
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIVINGSTON IL
Property Address206 SUSAN DR, DWIGHT, IL 60420-1647
Transaction TypeMortgage
Record UpdatedOct 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023R03223
DateSep 8, 2023
Instrument2023R-03223
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueAug 29, 2043

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLIVINGSTON IL
Recording DateJan 6, 2021
Property Address206 SUSAN DR, DWIGHT, IL 60420-1647
Document Number2021R00073
Instrument DateDec 10, 2020
Instrument2021R-00073
Transaction TypeTransfer
Record UpdatedJun 16, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$277.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address206 SUSAN DR, DWIGHT, IL 60420-1647

Mortgage

Document Number2021R00074
DateJan 6, 2021
Instrument2021R-00074
Lender
NameFIRST STATE OF FORREST
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate2.63%

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLIVINGSTON IL
Recording DateJan 30, 2017
Property Address206 SUSAN DR, DWIGHT, IL 60420-1647
Document Number2017R00418
Instrument DateJan 17, 2017
Instrument2017R-00418
Transaction TypeTransfer
Record UpdatedNov 19, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address206 SUSAN DR, DWIGHT, IL 60420-1647

Mortgage

Document Number2017R00419
DateJan 30, 2017
Instrument2017R-00419
Lender
NameBANK OF AMERICAN NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2047
Interest
Rate4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 206 Susan Dr was $8,108 with a homeowner's exemption, up 7.8% from the year before.

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLivingston County
County SubdivisionDwight Township
MunicipalityDwight Village
Elementary School DistrictDwight Common School District 232 (PK - 08)
Secondary School DistrictDwight Township High School District 230 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,108.00 (+7.79%) Homeowner's exemption$95,836 (+8.9%) Land $13,469 Building $82,367$287,508 (+8.9%) Land $40,407 Building $247,101
2024$7,522.00$88,003 Land $12,368 Building $75,635$264,009 Land $37,104 Building $226,905

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 206 Susan Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims12 (1979–2020)
Claims Outside the SFHA1 of 12
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 206 Susan Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDWIGHT
serves 4,400 people · EPA ID IL1050250
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2018–2020)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityArsenic
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Watch TV
Fixed Wireless
100 / 20

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