206 Surf Rd, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 206 Surf Rd, Melbourne Beach, FL 32951

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,934 sqft · built 1985
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$236,000 (Jan 2010)
Tax Bill$3,261 (2025)
Deeds & MortgagesJan 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN28-38-08-FZ-36-9

Property Details

APN / Parcel Number

Primary APN28-38-08-FZ-36-9
Alternative APNs
  • 28-38-08-FZ-00036.0-0009.00
  • 2848083

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,934 sqft Living Area
Gross Area2,492 sqft
1st Floor Area1,934 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2004
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage TypeAttached
Garage Area528 sqft
PorchFinished/Open Porch
Porch Area30 sqft
Deck Area580 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2848083
Street Address206 SURF RD
CityMELBOURNE BEACH
StateFL
Zip32951-2333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2RS
Legal DescriptionROMAC SUBD LOT 9 BLK 36
Legal Range38E
Legal Township28S
Legal Section08
Legal SubdivisionROMAC SUBD
Legal Block36
Legal Lot Number9
JurisdictionBREVARD FL
Township / Civil DivisionINDIALANTIC-MELBOURNE BEACH
Census Block Group3
Census Block3002
Census Tract66101

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address206 SURF RD, MELBOURNE BEACH, FL 32951-2333
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 7, 2010 · Amount on Record
Deed SaleJan 7, 2010 · Amount on Record
Deed Document Number20102463
Deed Book / Page6092 / 2289
Last Transfer DateSep 23, 2013
Transfer Doc0069760561
Record UpdatedSep 20, 2026

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBREVARD FL
Property Address206 SURF RD, MELBOURNE BEACH, FL 32951-2333
Document Number0089771404
Instrument DateJan 6, 2020
Transaction TypeMortgage
Record UpdatedJan 25, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address206 SURF RD MELBOURNE BEACH FL 329512333, MELBOURNE BEACH, FL 32951-2333

Mortgage

Document Number0089771404
DateJan 11, 2021
Book Page008977/001404
Instrument6339
Lender
NameFLORIDA BUSN BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne Beach Town
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$256,010 (+2.7%)$564,330 (+0.44%)
2025$3,261.00 (+3.07%) Homeowner's exemption$249,280 (+2.9%)$561,850 (-9.74%)
2024$3,164.00 (+2.63%) Homeowner's exemption$242,260 (+3%)$622,480 (+1.56%) Land $309,750 Building $312,730
2023$3,083.00 (+2.46%) Homeowner's exemption$235,210 (+3%)$612,930 (+16.77%) Land $309,750 Building $303,180
2022$3,009.00 Homeowner's exemption$228,360$524,920 Land $288,750 Building $236,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 91 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies118 units insured
incl. 27 condo units
Nearby Flood Claims26 (1995–2017)
Claims Outside the SFHA22 of 26
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Frances, Sep 2004 · 10 claims
  • Hurricane Irene, Oct 1999 · 6 claims
  • Hurricane Erin, Aug 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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