Cherokee County property record for 206 Sunset St, Centre, AL 35960 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,288 sqft · built 1989 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $96,000 (Feb 2019) |
| Tax Bill | $283 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-05-21-4-002-027.000 |
| Primary APN | 13-14-05-21-4-002-027.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 72 sqft |
| Utility Building | 48 sqft |
| Account Number | 207054 |
|---|---|
| Street Address | 206 SUNSET ST |
| City | CENTRE |
| State | AL |
| Zip | 35960-1722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3, BLK E, JOHNSON SD PB 4 PG 33 |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 21 |
| Legal Subdivision | JOHNSON ADDITION |
| Legal Block | E |
| Legal Lot Number | 3 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 955900 |
Source: Cherokee County records · APN 13-14-05-21-4-002-027.000
Assessment roll updated December 1, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 206 SUNSET ST, CENTRE, AL 35960-1722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2026 | Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK |
| Oct 22, 2019 | Deed of Trust, Mortgage · VA Mortgage ACOPIA LLC |
| Feb 08, 2019 | Deed of Trust, Mortgage · VA Mortgage ACOPIA LLC |
| Feb 08, 2019 | Warranty Deed, Transfer · VA Mortgage ACOPIA LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 08, 2019 · Amount on Record |
| Deed Sale | Feb 08, 2019 · Amount on Record |
| Prior Sale | Apr 06, 2015 · Amount on Record |
| Deed Document Number | 2019206174 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Jul 29, 2026 |
| Property Address | 206 SUNSET ST, CENTRE, AL 35960-1722 |
| Document Number | 0000245058 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 2026245058 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,654.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 206 SUNSET ST, CENTRE, AL 35960-1722 |
| Document Number | 0000245059, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 2026245059 |
| Name | FIRST FEDERAL BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 206 SUNSET ST, CENTRE, AL 35960-1722 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000209551 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 209551 |
| Name | ACOPIA LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 206 SUNSET ST, CENTRE, AL 35960-1722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 206175 |
|---|---|
| Date | Feb 08, 2019 |
| Instrument | 206175 |
| Name | ACOPIA LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Feb 08, 2019 |
| Property Address | 206 SUNSET ST, CENTRE, AL 35960-1722 |
| Document Number | 0000206174 |
| Map Reference | PB 4 PG 33 |
| Instrument Date | Feb 06, 2019 |
| Instrument | 206174 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 56 ST APT 3B3B, 3B3B, GADSDEN, AL 35901 |
| Name | Verified Name |
|---|---|
| Address | 206 SUNSET ST, CENTRE, AL 35960-1722 |
| Document Number | 0000206175 |
|---|---|
| Date | Feb 08, 2019 |
| Instrument | 206175 |
| Name | ACOPIA LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Cherokee County records · Assessment roll updated December 1, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Centre City |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $283.00 | $11,380 (-) Land $560 Building $10,820 | $113,600 (-) Land $5,500 Building $108,100 |
| 2024 | Additional exemption filed | $11,380 (-) Land $560 Building $10,820 | $113,600 (-) Land $5,500 Building $108,100 |
| 2023 | Additional exemption filed | $11,380 | $113,600 Land $5,500 Building $108,100 |
Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 64% of the US · above 83% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 417 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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