206 Summit Dr, Middlesboro, KY 40965 Property Records

Bell County property record for 206 Summit Dr, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,832 sqft · built 1962
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jun 2026)
Tax Bill	$2,004 (2025)
Deeds & Mortgages	Jun 2026 Sale Mar 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`082-20-00-258.00`

Property Details

APN / Parcel Number

Primary APN	`082-20-00-258.00`
Alternative APNs	`59615` `7865`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,832 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	A-Frame
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	312 sqft
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	59615
Street Address	206 SUMMIT DR
City	MIDDLESBORO
State	KY
Zip	40965-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SE 115GS (LOT 11)
Legal Subdivision	GUM SPRINGS SUBDIVISION
Legal Lot Number	11
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	2
Census Block	2011
Census Tract	960500

Owner

Source: Bell County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	327 COLEMAN ST, HARROGATE, TN 37752-8120
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Mar 1, 2024	Deed, Transfer
Apr 18, 2022	Sheriff's Deed, Foreclosure
Mar 13, 2009	Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	Feb 29, 2024 · Amount on Record
Deed Document Number	2026294670
Deed Book / Page	415 / 364
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Jun 24, 2026
Property Address	206 SUMMIT DR, MIDDLESBORO, KY 40965-1122
Document Number	0000294670
Book / Page	415 / 364
Instrument Date	Jun 24, 2026
Instrument	2026294670
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$23,230.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 COLEMAN ST, HARROGATE, TN 37752-8120

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Mar 1, 2024
Property Address	206 SUMMIT DR, MIDDLESBORO, KY 40965-1122
Document Number	00D405/496
Book / Page	D405 / 496
Instrument Date	Feb 29, 2024
Instrument	200396
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$187.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 303, BARBOURVILLE, KY 40906-0303

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 9, THORN HILL, TN 37881-0009

April 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BELL KY
Recording Date	Apr 18, 2022
Property Address	206 SUMMIT DR, MIDDLESBORO, KY 40965-1122
Document Number	000D396/96
Book / Page	D396 / 96
Instrument Date	Oct 22, 2021
Instrument	191097
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$33.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 303, BARBOURVILLE, KY 40906-0303
Investor	Possibly a Property Investor

March 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Mar 13, 2009
Property Address	206 SUMMIT DR, MIDDLESBORO, KY 40965-1122
Document Number	00D344/690
Book / Page	D344 / 690
Instrument Date	Mar 12, 2009
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M280/701
Date	Mar 13, 2009
Book Page	M280/701

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Mar 12, 2042

Tax Assessment & Valuation

Source: Bell County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,004.00 (+49.55%)	$187,000 (+46.09%) Land $187,000	$187,000 (+46.09%) Land $187,000
2023	$1,340.00	$128,000	$128,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	153 (1980–2021)
Claims Outside the SFHA	18 of 153
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2011 · 29 claims Severe Storms, Tornadoes,and Flooding, Apr 1998 · 14 claims Severe Weather, Freezing Rain, Sleet, Snw, Feb 1994 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 75% of Kentucky
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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