206 Sterling Rd, Jacksonville, NC 28546 Property Records

Onslow County property record for 206 Sterling Rd, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,325 sqft · built 1972
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$138,500 (Oct 2019)
Tax Bill	$929 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1114G-103`

Property Details

APN / Parcel Number

Primary APN	`1114G-103`
Alternative APNs	`454594000` `006272`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,325 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	454594000
Street Address	206 STERLING RD
City	JACKSONVILLE
State	NC
Zip	28546-8434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	L1 S2 BI MONTCLAIR
Legal Subdivision	MONTCLAIR SEC 2
Legal Block	I
Legal Lot Number	1
Jurisdiction	ONSLOW NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2000
Census Tract	2300

Owner

206 Sterling Rd is owned and occupied by two individuals who bought it in October 2019.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	206 STERLING RD, JACKSONVILLE, NC 28546-8434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2019 · Amount on File
Deed Sale	Oct 24, 2019 · Amount on File
Prior Sale	Jun 20, 2008 · Amount on File
Deed Book / Page	5044 / 608
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Oct 24, 2019
Property Address	206 STERLING RD, JACKSONVILLE, NC 28546-8434
Document Number	0050440608
Book / Page	5044 / 608
Map Reference	MB 10 PG 19
Instrument Date	Oct 8, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	906 LYNCHBURG DR, 906, JACKSONVILLE, NC 28546-4557

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 STERLING RD, JACKSONVILLE, NC 28546-8434

Mortgage

Document Number	0005044611
Date	Oct 24, 2019
Instrument	5044/611

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 206 Sterling Rd was $929.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$929.00	$232,340 Land $52,000 Building $180,340	$232,340 Land $52,000 Building $180,340
2023	$929.00	$141,861 Land $35,000 Building $106,861	$141,861 Land $35,000 Building $106,861

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 Sterling Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	14 (2010–2018)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 9 claims Severe Storms, Flooding, And Straight-line Winds, Sep 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Sterling Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20