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206 Steeple Way, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 206 Steeple Way, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,251 sqft · built 2021
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$474,000 (Feb 2022)
Tax Bill$14,636 (2026)
Deeds & MortgagesOct 2026 Line of Credit
Feb 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN422800 70.-3-36

Property Details

APN / Parcel Number

Primary APN422800 70.-3-36
Alternative APN
  • 280007000000030360000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,251 sqft Living Area
1st Floor Area1,088 sqft
2nd Floor Area1,163 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area12,632 sqft (0.29 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address206 STEEPLE WAY
CitySCHENECTADY
StateNY
Zip12306-2551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePRD
Legal Block3
Legal Lot Number36.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1027
Census Tract33002

Owner

206 Steeple Way is owned and occupied by two individuals who bought it in February 2022.

Source: Schenectady County and Rotterdam Town records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address206 STEEPLE WAY, SCHENECTADY, NY 12306-2551
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2026Deed of Trust, Mortgage · Line of Credit
UNION FEDERAL CREDIT UNION
Feb 11, 2022Warranty Deed, Subdivision Related Transfer · VA Mortgage
PREMIUM MORTGAGE CORP
Dec 19, 2018Trustee's Deed, Construction Loan
TRADITIONAL BUILDERS LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2022 · Amount on File
Deed SaleFeb 11, 2022 · Amount on File
Prior SaleDec 19, 2018 · Amount on File
Deed Document Number20227738
Deed Book / Page2078 / 706
Prior Transfer DateAug 16, 2010
Prior Transfer Doc0000036551
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Recording DateOct 1, 2026
Property Address206 STEEPLE WAY, SCHENECTADY, NY 12306-2551
Document Number0000021915
Instrument DateSep 25, 2026
Instrument202621915
Transaction TypeMortgage
Record UpdatedOct 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 STEEPLE WAY, SCHENECTADY, NY 12306-2551

Mortgage

Document Number0000021915,
DateOct 1, 2026
Instrument202621915
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Max Rate-1%

February 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 11, 2022
Property Address206 STEEPLE WAY, SCHENECTADY, NY 12306-2551
Document Number0000007738
Book / Page2078 / 706
Map ReferenceCAB M MAP 104-107
Instrument DateJan 28, 2022
Instrument202207738
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 14, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,896.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2144 DOUBLEDAY AVE, BALLSTON SPA, NY 12020-2435

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 POLSIN DR, SCHENECTADY, NY 12303-2515

Mortgage

Document Number0000007740
DateFeb 11, 2022
Instrument202207740
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052

December 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateDec 19, 2018
Property Address206 STEEPLE WAY, SCHENECTADY, NY 12306-2551
Document Number0000055464
Book / Page002002 / 000225
Instrument DateOct 26, 2018
Instrument55464
Transaction TypeConstruction Loan
Record UpdatedJan 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,552.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2144 DOUBLEDAY AVE BALLSTON SPA NY 120202435, BALLSTON SPA, NY 12020-2435
InvestorPossibly a Property Investor

Mortgage

Document Number55465
DateDec 19, 2018
Book Page004885/000070
Instrument55465
Lender
NameTRADITIONAL BUILDERS LTD
Address1266 DUANESBURG RD, SCHENECTADY, NY 12306-5805
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 206 Steeple Way was $14,636, up 1.8% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,636.00 (+1.83%)
2025$14,373.00$393,400 Land $19,000 Building $374,400$605,200 Land $29,229 Building $575,971
2023$393,400 Land $19,000 Building $374,400$517,600 Land $24,998 Building $492,602

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 Steeple Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Steeple Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fiber		980 / 880

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