206 Starboard Ln, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 206 Starboard Ln, Osterville, MA 02655

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 6,622 sqft · built 1955
Lot Size	3.15 acres (137,214 sqft)
Owner	Trust Name on File
Last Sale	$2,400,000 (Oct 2017)
Tax Bill	$30,719 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`OSTE M:166 L:053`

Property Details

APN / Parcel Number

Primary APN	`OSTE M:166 L:053`
Alternative APN	`92081`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	6,622 sqft Living Area
Gross Area	13,202 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	137,214 sqft (3.15 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	92081
Street Address	206 STARBOARD LN
City	OSTERVILLE
State	MA
Zip	02655-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Lot Number	53
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	3
Census Block	3001
Census Tract	13002

Owner

206 Starboard Ln is owner-occupied and held in a trust since October 2017.

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner of Record	Trust Name on File
Mailing Address	206 STARBOARD LN, OSTERVILLE, MA 02655-1451
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 21, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 6, 2020	Deed of Trust, Mortgage WELLS FARGO BK
Oct 10, 2017	Quit Claim Deed, Transfer TIAA-CREF TR CO FSB
May 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage KATHLEEN DEERMAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2017 · Amount on File
Deed Sale	Oct 10, 2017 · Amount on File
Prior Sale	Sep 10, 2013 · Amount on File
Deed Document Number	20171331707
Transfer Doc	0001331707
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSTERVILLE MA
Recording Date	Apr 23, 2026
Property Address	206 STARBOARD LN, OSTERVILLE, MA 02655-1451
Document Number	0001542391
Instrument Date	Apr 10, 2026
Instrument	20261542391
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001542391,
Date	Apr 23, 2026
Instrument	20261542391

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Max Rate	-1%

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Jul 21, 2023
Property Address	206 STARBOARD LN, OSTERVILLE, MA 02655-1451
Document Number	0001484627
Instrument Date	Jul 18, 2023
Instrument	1484627
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 STARBOARD LN, OSTERVILLE, MA 02655-1451

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	206 STARBOARD LN, OSTERVILLE, MA 02655-1451
Document Number	0001392246
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	206 STARBOARD LN OSTERVILLE MA 026551451, OSTERVILLE, MA 02655-1451

Mortgage

Document Number	0001392246
Date	Mar 11, 2020
Instrument	1392246

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2050

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Oct 10, 2017
Property Address	206 STARBOARD LN, OSTERVILLE, MA 02655-1451
Document Number	0001331707
Instrument Date	Sep 28, 2017
Instrument	1331707
Transaction Type	Transfer
Record Updated	Mar 5, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,680.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	91 ICE VALLEY RD OSTERVILLE MA 026551812, OSTERVILLE, MA 02655-1812

Mortgage

Document Number	1331708
Date	Oct 10, 2017
Instrument	1331708

Lender

Name	TIAA-CREF TR CO FSB
Type	Federal Savings Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2047

Interest

Rate	2.88%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	206 STARBOARD LN, OSTERVILLE, MA 02655-1451
Document Number	0001320972
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001320972
Date	May 12, 2017
Instrument	1320972

Lender

Name	KATHLEEN DEERMAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 206 Starboard Ln was $30,719, up 8.5% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$30,719.00 (+8.47%)	$3,797,100 (+4.72%) Land $1,324,700 Building $2,472,400	$3,844,840
2024	$28,319.00 (+4.45%)	$3,626,000 (+11.54%) Land $1,324,700 Building $2,301,300
2023	$27,113.00	$3,250,900 Land $1,222,100 Building $2,028,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 Starboard Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Starboard Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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