206 Spruce St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 206 Spruce St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,238 sqft · built 1923
Lot Size	0.074 acres (3,241 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jul 2021)
Tax Bill	$11,301 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00518-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`02-00518-0000-00019`
Alternative APN	`020051800019`

Interior

Stories	1 Story
Building Area	1,238 sqft Living Area
1st Floor Area	1,238 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Lot Area	3,241 sqft (0.074 acres)
Lot Dimensions	90 ft deep x 36 ft wide

Location & Zoning

Old Parcel Number	020051800019
Street Address	206 SPRUCE ST
City	BLOOMFIELD
State	NJ
Zip	07003-3643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	36 X 90
Legal Block	518
Legal Lot Number	19
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2002
Census Tract	15400

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 SPRUCE ST, BLOOMFIELD, NJ 07003-3643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Prior Sale	Dec 1, 1997 · Amount on Record
Deed Document Number	202189803
Prior Transfer Date	Oct 27, 1997
Prior Transfer Doc	5507000564
Record Updated	Sep 20, 2026

July 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 22, 2021
Property Address	206 SPRUCE ST, BLOOMFIELD, NJ 07003-3643
Document Number	0000089803
Instrument Date	Jun 8, 2021
Instrument	2021089803
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 SANBORN AVE, POINT PLEASANT BEACH, NJ 08742-2658

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	206 SPRUCE ST, BLOOMFIELD, NJ 07003-3643

Mortgage

Document Number	0000089806
Date	Jul 22, 2021
Instrument	2021089806

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2041

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,900 (-) Land $139,200 Building $184,700	$323,900 (-) Land $139,200 Building $184,700
2025	$11,301.00 (+2.87%)	$323,900 (-) Land $139,200 Building $184,700	$323,900 (-) Land $139,200 Building $184,700
2024	$10,986.00 (+5.93%)
2023		$323,900 Land $139,200 Building $184,700	$323,900 Land $139,200 Building $184,700
2022	$10,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20