Clay County property record for 206 Spinnaker Dr, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 2003 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,337 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-319-00-07-030.00 |
| Primary APN | 05-319-00-07-030.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 2,429 sqft |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 522 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 160 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Wood Porch |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 206 SPINNAKER DR |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBORVIEW 8TH PLAT LT 56 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 12 |
| Legal Subdivision | HARBORVIEW 08 |
| Legal Lot Number | 56 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 22000 |
206 Spinnaker Dr is owned and occupied by two individuals who acquired it in August 2017.
Source: Clay County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 206 SPINNAKER DR, SMITHVILLE, MO 64089-9633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 2, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 28, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 17, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 8, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 14, 2017 | Warranty Deed, Transfer CONTINENTAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2017 |
| Deed Sale | Aug 14, 2017 |
| Prior Sale | Apr 1, 2015 · Amount on File |
| Deed Document Number | 201727744 |
| Deed Book / Page | 8025 / 119 |
| Prior Transfer Date | Mar 27, 2015 |
| Prior Transfer Doc | 0000009577 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 206 SPINNAKER DR, SMITHVILLE, MO 64089-9633 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 206 SPINNAKER DR, SMITHVILLE, MO 64089-9633 |
| Document Number | 0000030024 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 10055/45 |
| Instrument | 2025030024 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 206 SPINNAKER DR, SMITHVILLE, MO 64089-9633 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2023 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 206 SPINNAKER DR, SMITHVILLE, MO 64089-9633 |
| Document Number | 0000023981 |
|---|---|
| Date | Oct 2, 2023 |
| Book Page | 9635/30 |
| Instrument | 2023023981 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MARLTON, NJ 08053 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 206 SPINNAKER DR, SMITHVILLE, MO 64089-9633 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 206 SPINNAKER DR, SMITHVILLE, MO 64089-9633 |
| Document Number | 0000037226 |
|---|---|
| Date | Nov 28, 2022 |
| Book Page | 9484/94 |
| Instrument | 2022037226 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 206 SPINNAKER DR, SMITHVILLE, MO 64089-9633 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008226 |
|---|---|
| Date | Mar 17, 2020 |
| Book Page | 8629/2 |
| Instrument | 2020008226 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CHESTERFIELD, MO 63005 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 331 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 206 SPINNAKER DR, SMITHVILLE, MO 64089-9633 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000047716 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 8892/63 |
| Instrument | 2020047716 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CHESTERFIELD, MO 63005 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 322 Months |
| Due | Oct 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Aug 14, 2017 |
| Property Address | 206 SPINNAKER DR, SMITHVILLE, MO 64089-9633 |
| Document Number | 0000027744 |
| Book / Page | 8025 / 119 |
| Instrument Date | Aug 10, 2017 |
| Instrument | 2017027744 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | CONTINENTAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 206 SPINNAKER DR, SMITHVILLE, MO 64089-9633 |
The 2025 property tax bill for 206 Spinnaker Dr was $3,337.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,337.00 | $46,890 | $246,789 |
| 2023 | $2,828.00 | $40,960 | $215,578 |
| 2019 | $2,269.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 206 Spinnaker Dr in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 33 (1981–2016) |
| Claims Outside the SFHA | 12 of 33 |
| Most Recent Claim | May 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 206 Spinnaker Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures