Adams County property record for 206 Smith St, Ursa, IL 62376
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,892 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,000 (Jan 2025) |
| Tax Bill | $515 (2024) |
| Deeds & Mortgages | Jan 2025 Sale & Mortgage May 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090104600000 |
| Primary APN | 090104600000 |
|---|
| Lot Area | 10,892 sqft (0.25 acres) |
|---|
| Street Address | 206 SMITH ST |
|---|---|
| City | URSA |
| State | IL |
| Zip | 62376-1001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 18 1N8W LOT 21 URSA CIRCUIT CT ADD LOTS 21 & PT OF 23; BEG SE COR LOT 21 W 113.03FT N 164.98FT E 118.40FT S 164.96FT POB |
| Legal Range | 08W |
| Legal Township | 01N |
| Legal Section | 18 |
| Legal Subdivision | URSA CIRCUIT CT ADD |
| Legal Lot Number | 21 |
| Jurisdiction | ADAMS IL |
| Township / Civil Division | URSA |
| Census Block Group | 3 |
| Census Block | 3102 |
| Census Tract | 10100 |
Source: Adams County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 103, URSA, IL 62376-0103 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jan 28, 2025 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME BANK NA |
| May 20, 2024 | Warranty Deed, Transfer · Commercial Mortgage TOWN & COUNTRY BANK |
| May 13, 2010 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2025 · Amount on Record |
| Deed Sale | Jan 28, 2025 · Amount on Record |
| Prior Sale | May 20, 2024 · Amount on Record |
| Deed Document Number | 2025483 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Jan 28, 2025 |
| Property Address | 206 SMITH ST, URSA, IL 62376-1001 |
| Document Number | 2025R00483 |
| Instrument Date | Jan 27, 2025 |
| Instrument | 2025R-00483 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 4, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $298.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2375 HIGHWAY 94 N, GOLDEN, IL 62339 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 103, URSA, IL 62376-0103 |
| Document Number | 2025R00484 |
|---|---|
| Date | Jan 28, 2025 |
| Instrument | 2025R-00484 |
| Name | HOME BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | May 20, 2024 |
| Property Address | 206 SMITH ST, URSA, IL 62376-1001 |
| Document Number | 2024R02985 |
| Instrument Date | May 15, 2024 |
| Instrument | 2024R-02985 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $22.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2375 STATE HWY 94, GOLDEN, IL 62339 |
| Document Number | 2024R02986 |
|---|---|
| Date | May 20, 2024 |
| Instrument | 2024R-02986 |
| Name | TOWN & COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Nov 15, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | May 13, 2010 |
| Property Address | 206 SMITH ST, URSA, IL 62376-1001 |
| Document Number | 2010R04206 |
| Instrument Date | May 13, 2010 |
| Instrument | 2010R-04206 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $81.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 301 LEONA LN, URSA, IL 62376-1119 |
Source: Adams County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Adams County |
| County Subdivision | Ursa Township |
| Municipality | Ursa Village |
| Unified School District | Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $74,500 (+1,008.63%) Land $8,200 Building $66,300 | $223,500 (+1,008.63%) Land $24,600 Building $198,900 | |
| 2024 | $515.00 (+10.28%) | ||
| 2022 | $6,720 Land $6,720 | $20,160 Land $20,160 | |
| 2021 | $467.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 58 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 60 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | URSA serves 626 people · EPA ID IL0010700 |
|---|---|
| Water Source | Purchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Adams Telsystems Fiber | 1,000 / 1,000 |
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