206 Smith St, Newark, NJ 07106 Property Records

Essex County and Newark City property record for 206 Smith St, Newark, NJ 07106

Property Summary

Property Type	Single Family Home
Details	2,724 sqft · built 1918
Lot Size	0.071 acres (3,101 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Apr 2021)
Tax Bill	$8,690 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-04115-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`14-04115-0000-00024`
Alternative APN	`140411500024`

Interior

Stories	2 Stories
Building Area	2,724 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Construction Type	Frame
Lot Area	3,101 sqft (0.071 acres)
Lot Dimensions	100 ft deep x 31 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	140411500024
Street Address	206 SMITH ST
City	NEWARK
State	NJ
Zip	07106-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	31X100
Legal Block	4115
Legal Lot Number	24
Jurisdiction	ESSEX NJ
Township / Civil Division	NEWARK
Census Block Group	1
Census Block	1002
Census Tract	2100

Owner

Source: Essex County and Newark City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 SMITH ST, NEWARK, NJ 07106-1708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Apr 21, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 18, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Apr 23, 2021	Deed, Transfer · FHA Mortgage LUXURY MORTGAGE CORP
Feb 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	May 7, 2008 · Amount on Record
Deed Document Number	202151120
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	May 18, 2026
Property Address	206 SMITH ST, NEWARK, NJ 07106-1708
Document Number	0000033157
Instrument Date	Apr 30, 2026
Instrument	202633157
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SMITH ST, NEWARK, NJ 07106-1708

Mortgage

Document Number	0000033157,
Date	May 18, 2026
Instrument	202633157

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2066

Interest

Rate	6.46%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	206 SMITH ST, NEWARK, NJ 07106-1708
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SMITH ST, NEWARK, NJ 07106-1708

Mortgage

Document Number	0000024379
Date	Apr 21, 2023
Instrument	2023024379

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	May 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	206 SMITH ST, NEWARK, NJ 07106-1708
Transaction Type	Mortgage
Record Updated	Apr 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SMITH ST, NEWARK, NJ 07106-1708

Mortgage

Document Number	0000027535
Date	Mar 18, 2022
Instrument	2022027535

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	May 1, 2051

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 23, 2021
Property Address	206 SMITH ST, NEWARK, NJ 07106-1708
Document Number	2021051120
Instrument Date	Apr 12, 2021
Instrument	2021051120
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	NEW HORIZON ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 ARNOLD AVE, 303, NORTH PLAINFIELD, NJ 07063-1603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SMITH ST, NEWARK, NJ 07106-1708

Mortgage

Document Number	2021051126
Date	Apr 23, 2021
Instrument	2021051126

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	206 SMITH ST, NEWARK, NJ 07106-1708
Document Number	0000114384
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SMITH ST NEWARK NJ 071061708, NEWARK, NJ 07106-1708

Mortgage

Document Number	0000114384
Date	Dec 4, 2019
Instrument	114384

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	920 BROAD ST, NEWARK, NJ 07102-2660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Newark City assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Newark City
Unified School District	Newark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,300 (-) Land $17,000 Building $200,300	$217,300 (-) Land $17,000 Building $200,300
2025	$8,690.00 (+5.17%)	$217,300 (-) Land $17,000 Building $200,300	$217,300 (-) Land $17,000 Building $200,300
2024	$8,263.00 (+1.79%)
2023		$217,300 Land $17,000 Building $200,300	$217,300 Land $17,000 Building $200,300
2022	$8,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK WATER DEPARTMENT serves 294,274 people · EPA ID NJ0714001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2020 Treatment failure resolved · Sep 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead public education Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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