206 Sky Loch Dr E, Dunedin, FL 34698 Property Records

Pinellas County property record for 206 Sky Loch Dr E, Dunedin, FL 34698

Property Summary

Property Type	Planned Unit Development
Details	2 ba · 758 sqft · built 1971
Lot Size	0.043 acres (1,890 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Oct 2023)
Tax Bill	$1,349 (2025)
Deeds & Mortgages	Oct 2023 Sale Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-743-5635-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-5635-3`
Alternative APNs	`35-28-15-82683-004-0310` `281535826830040310` `152835826830040310` `R385289`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	758 sqft Living Area
1st Floor Area	758 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	1,890 sqft (0.043 acres)
Lot Dimensions	70 ft deep x 27 ft wide
View / Lot	Interior
Garage Type	Carport
Carport	Carport
Porch	Enclosed Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R385289
Street Address	206 SKY LOCH DR E
City	DUNEDIN
State	FL
Zip	34698-8138
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	SKYE LOCH VILLAS (UNRECORDED) UNIT 4, LOT 31
Legal Range	15E
Legal Township	28S
Legal Section	35
Legal Subdivision	SKYE LOCH VILLAS
Legal Tract	82683
Legal Lot Number	31
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2000
Census Tract	27000

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	206 SKY LOCH DR E, DUNEDIN, FL 34698-8138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Warranty Deed, Transfer ANCLOTE TITLE SERVICES INC
Aug 3, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 8, 2019	Warranty Deed, Transfer · FHA Mortgage STEARNS LENDING LLC
Mar 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2023 · Amount on Record
Deed Sale	Oct 12, 2023 · Amount on Record
Prior Sale	Nov 8, 2019 · Amount on Record
Deed Document Number	2023262158
Deed Book / Page	22592 / 1087
Prior Transfer Date	Jan 4, 2017
Prior Transfer Doc	0195581338
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 12, 2023
Property Address	206 SKY LOCH DR E, DUNEDIN, FL 34698-8138
Document Number	0225921087
Book / Page	22592 / 1087
Map Reference	MB 9 PG 19
Instrument Date	Oct 3, 2023
Instrument	2023262158
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	ANCLOTE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$1,785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2314 OVERBROOK DR, FLOWERY BRANCH, GA 30542-1212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SKY LOCH DR E, DUNEDIN, FL 34698-8138

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	206 SKY LOCH DR E, DUNEDIN, FL 34698-8138
Transaction Type	Mortgage
Record Updated	Feb 1, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SKYLOCH DR, DUNEDIN, FL 34698-8138

Mortgage

Document Number	0216541790
Date	Aug 3, 2021
Book Page	21654/1790
Instrument	2021253583

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Jan 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 8, 2019
Property Address	206 SKY LOCH DR E, DUNEDIN, FL 34698-8138
Document Number	0207651928
Book / Page	20765 / 1928
Map Reference	MB 9 PG 19
Instrument Date	Nov 8, 2019
Instrument	2019361877
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	PALMA TTL & RE CLOSINGS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 SKY LOCH DR E, 206, DUNEDIN, FL 34698-8138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31177 US HIGHWAY 19 N APT 1604, 1604, PALM HARBOR, FL 34684-4476

Mortgage

Document Number	0207651930
Date	Nov 8, 2019
Instrument	20765/1930

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 20, 2017
Property Address	206 SKY LOCH DR E, DUNEDIN, FL 34698-8138
Document Number	0195581338
Book / Page	019558 / 001338
Instrument Date	Jan 4, 2017
Instrument	85499
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	206 SKYLOCH DR E DUNEDIN FL 346988138, DUNEDIN, FL 34698-8138

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,349.00 (+7.06%) Homeowner's exemption	$118,181 (+4.19%)	$157,756 (+39.08%) Building $157,756
2024	$1,260.00 (-33.3%)
2023	$1,889.00 (+8.25%)	$113,426 (+7.25%)	$113,426 (+7.25%) Building $113,426
2022	$1,745.00	$105,759	$105,759 Building $105,759

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	25 (1978–2024)
Claims Outside the SFHA	9 of 25
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 8 claims Hurricane Helene, Sep 2024 · 3 claims Hurricane Elena, Aug 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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