Collin County property record for 206 Silvermist Dr, Melissa, TX 75454
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,600 sqft · built 2024 |
| Lot Size | 0.131 acres (5,706 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,713 (Feb 2025) |
| Tax Bill | $6,957 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-13178-00A-0010-1 |
| Primary APN | R-13178-00A-0010-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,600 sqft Living Area |
| Gross Area | 3,315 sqft |
| 1st Floor Area | 1,526 sqft |
| Flooring | Ceramic Tile |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Lot Area | 5,706 sqft (0.131 acres) |
| Garage Type | Attached |
| Garage Area | 413 sqft |
| Porch | Covered Patio/Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 206 SILVERMIST DR |
|---|---|
| City | MELISSA |
| State | TX |
| Zip | 75454-9952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONERIDGE PHASE 2, BLK A, LOT 1 |
| Legal Subdivision | STONERIDGE PHASE 2 (CML) |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | ANNA |
| Census Block Group | 1 |
| Census Block | 1185 |
| Census Tract | 30202 |
206 Silvermist Dr is owned and occupied by two individuals who bought it in February 2025.
Source: Collin County records, as of April 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 206 SILVERMIST DR, MELISSA, TX 75454-9952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 7, 2025 | Vendor's Lien, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2025 · Amount on File |
| Deed Sale | Feb 7, 2025 · Amount on File |
| Deed Document Number | 202514785 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 206 SILVERMIST DR, MELISSA, TX 75454-9952 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 206 SILVERMIST DR, MELISSA, TX 75454-9952 |
| Document Number | 2026000037465 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 2026000037465 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Feb 7, 2025 |
| Property Address | 206 SILVERMIST DR, MELISSA, TX 75454-9952 |
| Document Number | 2025000014785 |
| Map Reference | VOL 2023 PG 983 |
| Instrument Date | Feb 7, 2025 |
| Instrument | 2025000014785 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2025000014787 |
|---|---|
| Date | Feb 7, 2025 |
| Instrument | 2025000014787 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2055 |
The 2025 property tax bill for 206 Silvermist Dr was $6,957.
Source: Collin County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Melissa City |
| Unified School District | Melissa Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,957.00 | $364,406 Land $107,250 Building $277,466 | $384,716 Land $107,250 Building $277,466 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 206 Silvermist Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Mar 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 206 Silvermist Dr is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 82% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELISSA serves 26,234 people · EPA ID TX0430040 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Rise Broadband, T-Mobile.
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