McLennan County property record for 206 Shirley Dr, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,203 sqft · built 1963 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,605 (Aug 2023) |
| Tax Bill | $2,384 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-035100-009100-5 |
| Primary APN | 20-035100-009100-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,203 sqft Living Area |
| Gross Area | 1,677 sqft |
| 1st Floor Area | 1,203 sqft |
| Flooring | Carpet |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,800 sqft (0.179 acres) |
| Lot Dimensions | 130 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 474 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 16 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 206 SHIRLEY DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-1182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | NEW HAVEN LOT 2 BLOCK H ACRES .1791 |
| Legal Subdivision | NEW HAVEN |
| Legal Block | H |
| Legal Lot Number | 2 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 3200 |
206 Shirley Dr is owned and occupied by two individuals who bought it in August 2023.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 206 SHIRLEY DR, WACO, TX 76705-1182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2023 | Vendor's Lien, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Feb 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC |
| Dec 23, 2019 | Vendor's Lien, Transfer · FHA Mortgage SENTE MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2023 · Amount on File |
| Deed Sale | Aug 17, 2023 · Amount on File |
| Prior Sale | Dec 23, 2019 · Amount on File |
| Deed Document Number | 202326177 |
| Prior Transfer Date | Dec 19, 2019 |
| Prior Transfer Doc | 0000042162 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 17, 2023 |
| Property Address | 206 SHIRLEY DR, WACO, TX 76705-1182 |
| Document Number | 0000026177 |
| Map Reference | VOL 825 PG 486 |
| Instrument Date | Aug 17, 2023 |
| Instrument | 2023026177 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Title Company | NOT AVAILABLE, TEXAS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 206 SHIRLEY DR, WACO, TX 76705-1182 |
| Document Number | 0000026178 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 2023026178 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 206 SHIRLEY DR, WACO, TX 76705-1182 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2022 |
| Title Company | ALAMO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000004403 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 2022004403 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Dec 23, 2019 |
| Property Address | 206 SHIRLEY DR, WACO, TX 76705-1182 |
| Document Number | 0000042162 |
| Map Reference | VOL 825 PG 486 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 2019042162 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 206 SHIRLEY DR, WACO, TX 76705-1182 |
| Document Number | 0000042163 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 2019042163 |
| Name | SENTE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Number | 0000042164 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 2019042164 |
| Name | TEXAS DEPARTMENT OF HSNG & COMMUNITY AFF |
|---|---|
| Type | Government Agency |
| Address | AUSTIN, TX 78711 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 206 Shirley Dr was $2,384 with a homeowner's exemption, down 16.6% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Lacy-Lakeview City |
| Unified School District | Connally Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,341 (+5.07%) Land $26,364 Building $184,977 | $211,341 (+5.07%) Land $26,364 Building $184,977 | |
| 2025 | $2,384.00 (-16.56%) Homeowner's exemption | $201,140 Land $24,020 Building $177,120 | $201,140 Land $24,020 Building $177,120 |
| 2024 | $2,857.00 | ||
| 2023 | $153,050 Land $24,020 Building $129,030 | $153,050 Land $24,020 Building $129,030 | |
| 2022 | $656.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 206 Shirley Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1985–2020) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Feb 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 206 Shirley Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033 |
|---|---|
| Water Source | Purchased surface water from CITY OF WACO |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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