206 School St, Westpoint, TN 38486 Property Records

Lawrence County property record for 206 School St, Westpoint, TN 38486

Property Summary

Property Type	Residential Vacant Land
Details	1 ba · 1,636 sqft · built 1900
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$18 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050121O A 00200`

Property Details

APN / Parcel Number

Primary APN	`050121O A 00200`
Alternative APN	`121O A 00200`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,636 sqft
1st Floor Area	1,028 sqft
Upper Floors Area	608 sqft

Exterior

Year Built	Built 1900
Exterior Material	Siding
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	147 ft deep x 133 ft wide
Garage Type	Detached
Porch	Porch
Porch Area	386 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	206 SCHOOL ST
City	WESTPOINT
State	TN
Zip	38486
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	DISTRICT: 15
Jurisdiction	LAWRENCE TN
Township / Civil Division	6
Census Block Group	1
Census Block	1053
Census Tract	960600

Owner

Source: Lawrence County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2058 TENNESSEE ST, WESTPOINT, TN 38486-5555
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit EMPLOYEES RESOURCES CU
May 18, 2020	Deed of Trust, Mortgage WAYNE CNTY NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2010
Deed Sale	Sep 8, 2010
Deed Document Number	00RB349663
Deed Book / Page	106 / 907
Prior Transfer Date	Feb 19, 2003
Prior Transfer Doc	0000106907
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	206 SCHOOL ST, WESTPOINT, TN 38486
Transaction Type	Mortgage
Record Updated	Dec 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000697703
Date	Nov 28, 2022
Book Page	697/703
Instrument	22007723

Lender

Name	EMPLOYEES RESOURCES CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 23, 2037

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	206 SCHOOL ST, WESTPOINT, TN 38486
Document Number	594987
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SCHOOL ST WESTPOINT TN 38486, WESTPOINT, TN 38486

Mortgage

Document Number	594987
Date	May 29, 2020
Book Page	000594/000987
Instrument	2959

Lender

Name	WAYNE CNTY NAT'L BK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18.00	$875 (-) Land $875
2023	$18.00	$875 (-) Land $875
2022	$18.00	$875 Land $875	$3,500 Land $3,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2002–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST POINT U.D. serves 421 people · EPA ID TN0000740
Water Source	Purchased groundwater influenced by surface water from LORETTO WATER DEPARTMENT
Last State Inspection	Aug 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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