Middlesex County and Belmont Town property record for 206 School St, Belmont, MA 02478
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,734 sqft · built 1925 |
| Lot Size | 0.28 acres (12,204 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,165,600 (Jun 2021) |
| Tax Bill | $22,290 (2025) |
| Deeds & Mortgages | Jan 2021 Refinance Jul 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BELM M:23 P:000039 S |
| Primary APN | BELM M:23 P:000039 S |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,734 sqft Living Area |
| 1st Floor Area | 760 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 12,204 sqft (0.28 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 206 SCHOOL ST |
|---|---|
| City | BELMONT |
| State | MA |
| Zip | 02478-3517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SC |
| Jurisdiction | BELMONT MA |
| Township / Civil Division | BELMONT |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 357200 |
Source: Middlesex County and Belmont Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 206 SCHOOL ST, BELMONT, MA 02478-3517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance THE BANK OF NEW YORK MELLON |
| Jul 25, 2025 | Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SAVINGS BANK |
| Feb 6, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage FIRST REPUBLIC BANK |
| Feb 6, 2017 | Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK |
| Jun 16, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2021 · Amount on File |
| Deed Sale | Jun 16, 2021 · Amount on File |
| Prior Sale | Dec 4, 2015 · Amount on File |
| Deed Book / Page | 78022 / 32 |
| Prior Transfer Date | Jun 15, 2021 |
| Prior Transfer Doc | 0078022-32 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 206 SCHOOL ST, BELMONT, MA 02478-3517 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0076621-60 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 76621/60 |
| Instrument | 1997 |
| Name | THE BANK OF NEW YORK MELLON |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 206 SCHOOL ST, BELMONT, MA 02478-3517 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0084409-60 |
|---|---|
| Date | Jul 25, 2025 |
| Book Page | 84409/60 |
| Instrument | 87757 |
| Name | CAMBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 206 SCHOOL ST, BELMONT, MA 02478-3517 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 068865-434 |
|---|---|
| Date | Feb 6, 2017 |
| Book Page | 68865/434 |
| Instrument | 20696 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 206 SCHOOL ST, BELMONT, MA 02478-3517 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 068865-410 |
|---|---|
| Date | Feb 6, 2017 |
| Book Page | 68865/410 |
| Instrument | 20695 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BELMONT MA |
| Recording Date | Jun 16, 2021 |
| Property Address | 206 SCHOOL ST, BELMONT, MA 02478-3517 |
| Document Number | 0078022-32 |
| Book / Page | 78022 / 32 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 135504 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 206 SCHOOL ST, BELMONT, MA 02478-3517 |
| Document Number | 0000135505 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 135505 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Belmont Town |
| Unified School District | Belmont School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,290.00 (+23.33%) | $1,957,000 (+21.7%) Land $921,000 Building $1,036,000 | $1,772,035 (+17.12%) |
| 2024 | $1,512,970 | ||
| 2023 | $18,074.00 | $1,608,000 Land $875,000 Building $733,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 14 (1979–2010) |
| Claims Outside the SFHA | 7 of 14 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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