206 Sanderling Ave, Georgetown, SC 29440 Property Records

Georgetown County property record for 206 Sanderling Ave, Georgetown, SC 29440

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,442 sqft · built 1990
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Tax Bill$2,994 (2025)
Deeds & MortgagesFeb 2018 Mortgage
May 2019 Line of Credit
+ 3 more
Flood ZoneZone AE (high risk)
APN040192F013.00.00

Property Details

APN / Parcel Number

Primary APN040192F013.00.00
Alternative APN
  • 32094

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,442 sqft Living Area
Gross Area4,950 sqft
1st Floor Area2,437 sqft
2nd Floor Area1,005 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeDetached
Garage Area702 sqft

Exterior Amenities

PorchSlab
Porch Area534 sqft
Deck Area272 sqft
Patio Area272 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number32094
Street Address206 SANDERLING AVE
CityGEORGETOWN
StateSC
Zip29440-7073
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 163 COMM I PH III DEBORDIEU
Legal SubdivisionDEB
Legal PhaseIII
Legal Lot Number163
JurisdictionGEORGETOWN SC
Township / Civil DivisionWACCAMAW NECK
Census Block Group1
Census Block1009
Census Tract920508

Owner

Source: Georgetown County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address206 SANDERLING AVE, GEORGETOWN, SC 29440-7073
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMUNITY BANK
May 21, 2019Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
Feb 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE CITIZENS BANK
Oct 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMUNITY BANK
May 10, 2018Deed of Trust, Mortgage · Line of Credit
PALMETTO HERITAGE BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 1, 2018
Transfer Doc03204/0204
Record UpdatedJun 8, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN SC
Property Address206 SANDERLING AVE, GEORGETOWN, SC 29440-7073
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03206/0144
DateFeb 6, 2018
Book Page3206/144
Instrument201800001109
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressBLAIRSVILLE, GA 30514
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2033

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN SC
Property Address206 SANDERLING AVE, GEORGETOWN, SC 29440-7073
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03514/0250
DateMay 21, 2019
Book Page3514/250
Instrument201900005069
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressCONWAY, SC 29526
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 16, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN SC
Property Address206 SANDERLING AVE, GEORGETOWN, SC 29440-7073
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03700/0320
DateFeb 12, 2020
Book Page3700/320
Instrument202000001482
Lender
NameTHE CITIZENS BANK
TypeBank
AddressPAWLEYS ISLAND, SC 29585
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 7, 2030

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN SC
Property Address206 SANDERLING AVE, GEORGETOWN, SC 29440-7073
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03909/0334
DateOct 13, 2020
Book Page3909/334
Instrument202000011775
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressBLAIRSVILLE, GA 30514
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2%
Type Change DateNov 1, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change7%
Index1-Year CMT
Max Rate7%

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN SC
Property Address206 SANDERLING AVE, GEORGETOWN, SC 29440-7073
Document Number3269/0171
Instrument DateMay 10, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 SANDERLING AVE GEORGETOWN SC 294407073, GEORGETOWN, SC 29440-7073

Mortgage

Document Number3269/0171
DateMay 16, 2018
Book Page003269/000171
Instrument4485
Lender
NamePALMETTO HERITAGE BK&TR
TypeBank
AddressPAWLEYS ISLAND, SC 29585
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 15, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyGeorgetown County
Unified School DistrictGeorgetown County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,994.00 (+6.89%)$27,453 (+15.01%) Land $7,231 Building $20,222$1,158,000 (+94.03%) Land $305,000 Building $853,000
2023$2,801.00 (-0.88%)$23,870 (-) Land $3,000 Building $20,870$596,800 (-) Land $75,000 Building $521,800
2022$2,826.00$23,870 Land $3,000 Building $20,870$596,800 Land $75,000 Building $521,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 626 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies715 units insured
incl. 89 condo units
Nearby Flood Claims84 (1987–2023)
Claims Outside the SFHA8 of 84
Most Recent ClaimDec 2023 · other causes
Claims by Event
  • Hurricane Ian, Oct 2022 · 36 claims
  • Hurricane Matthew, Oct 2016 · 7 claims
  • Severe Storms And Flooding, Oct 2015 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 77% of South Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGCWSD WACCAMAW NECK
serves 41,300 people · EPA ID SC2220010
Water SourceSurface water
Last State InspectionNov 2023
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
HTC
Fiber · Cable in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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