206 Saint James Ave, Union Beach (Keyport), NJ 07735 Property Records

Monmouth County and Union Beach Borough property record for 206 Saint James Ave, Union Beach, NJ 07735

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,268 sqft · built 1988
Lot Size	0.17 acres (7,392 sqft)
Owner	Individual Name on File
Last Sale	$66,500 (Apr 2019)
Tax Bill	$9,569 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`50-00083-0000-00008-01`

Property Details

APN / Parcel Number

Primary APN	`50-00083-0000-00008-01`
Alternative APN	`50000830000000080001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,268 sqft Living Area
1st Floor Area	1,092 sqft
Upper Floors Area	1,176 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	7,392 sqft (0.17 acres)
Lot Dimensions	132 ft deep x 56 ft wide
Deck Area	528 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	206 SAINT JAMES AVE
City	UNION BEACH
State	NJ
Zip	07735-2816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Subdivision	RARITAN BAY REALTY COS BAY SH
Legal Block	83
Legal Lot Number	8.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	UNION BEACH
Census Block Group	6
Census Block	6017
Census Tract	801800

Owner

206 Saint James Ave is owned and occupied by an individual who bought it in April 2019.

Source: Monmouth County and Union Beach Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	206 SAINT JAMES AVE, UNION BEACH, NJ 07735-2816
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BK
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BK
Apr 9, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2019 · Amount on File
Deed Sale	Apr 9, 2019 · Amount on File
Prior Sale	Nov 2, 1989 · Amount on File
Deed Document Number	201930189
Deed Book / Page	9342 / 6991
Prior Transfer Date	Feb 19, 2019
Prior Transfer Doc	0093426991
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	206 SAINT JAMES AVE, UNION BEACH, NJ 07735-2816
Document Number	0000144991
Instrument Date	Oct 31, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SAINT JAMES AVE UNION BEACH NJ 077352816, UNION BEACH, NJ 07735-2816

Mortgage

Document Number	0000144991
Date	Dec 4, 2020
Book Page	009462/002821
Instrument	144991

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	206 SAINT JAMES AVE, UNION BEACH, NJ 07735-2816
Document Number	0000121140
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SAINT JAMES AVE UNION BEACH NJ 077352816, UNION BEACH, NJ 07735-2816

Mortgage

Document Number	0000121140
Date	Oct 16, 2020
Book Page	009449/008764
Instrument	121140

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2050

April 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 9, 2019
Property Address	206 SAINT JAMES AVE, UNION BEACH, NJ 07735-2816
Document Number	0000030189
Book / Page	009342 / 006991
Instrument Date	Feb 19, 2019
Instrument	30189
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	NATIONAL LINK

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SAINT JAMES AVE UNION BEACH NJ 077352816, UNION BEACH, NJ 07735-2816

Mortgage

Document Number	30190
Date	Apr 9, 2019
Book Page	009342/007000
Instrument	30190

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 206 Saint James Ave was $9,569, up 9.5% from the year before.

Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Union Beach Borough
Unified School District	Union Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$477,100 (+6.95%) Land $193,500 Building $283,600	$477,100 (+6.95%) Land $193,500 Building $283,600
2025	$9,569.00 (+9.47%)	$446,100 Land $175,600 Building $270,500	$446,100 Land $175,600 Building $270,500
2024	$8,741.00
2023		$396,800 Land $125,000 Building $271,800	$396,800 Land $125,000 Building $271,800
2022	$7,741.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 Saint James Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 227 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	235 units insured incl. 8 condo units
Nearby Flood Claims	309 (1978–2012)
Claims Outside the SFHA	27 of 309
Most Recent Claim	Nov 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Nov 2012 · 231 claims Severe Storms And Flooding, Mar 2010 · 12 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 206 Saint James Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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