206 Saffron Ter, Falling Waters, WV 25419 Property Records

Berkeley County property record for 206 Saffron Ter, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,676 sqft · built 2019
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$244,577 (Dec 2019)
Tax Bill	$1,867 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-14E-0320.0000`

Property Details

APN / Parcel Number

Primary APN	`02-14E-0320.0000`
Alternative APNs	`02-02-14E-0320.0000` `07244180`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,676 sqft Living Area
1st Floor Area	1,676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07244180
Street Address	206 SAFFRON TER
City	FALLING WATERS
State	WV
Zip	25419-1559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.15 AC LOT 165 SEC 2 PHZ 11 PLAT 1 SPRING MILLS PUD
Legal Lot Number	165
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	2
Census Block	2000
Census Tract	971105

Owner

206 Saffron Ter is owned and occupied by an individual who bought it in December 2019.

Source: Berkeley County records, as of November 14, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	206 SAFFRON TER, FALLING WATERS, WV 25419-1559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Line of Credit CNB BANK
Dec 26, 2019	Deed, Subdivision Related Transfer · ARM CNB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2019 · Amount on File
Deed Sale	Dec 26, 2019 · Amount on File
Deed Document Number	20190038603
Deed Book / Page	1272 / 475
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	206 SAFFRON TER, FALLING WATERS, WV 25419-1559
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004378/432
Date	Mar 24, 2026
Book Page	4378/432
Instrument	20260008861

Lender

Name	CNB BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Dec 26, 2019
Property Address	206 SAFFRON TER, FALLING WATERS, WV 25419-1559
Document Number	001272/475
Book / Page	1272 / 475
Map Reference	PC 19 SL 30 & 31
Instrument Date	Dec 20, 2019
Instrument	20190038603
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,886.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	206 SAFFRON TER, FALLING WATERS, WV 25419-1559

Mortgage

Document Number	003446/418
Date	Dec 26, 2019
Book Page	3446/418
Instrument	20190038604

Lender

Name	CNB BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2027
Change Frequency	5 Years
Min Rate At Change	4.19%
Max Rate At Change	5.94%
Index	Other

Tax Assessment & Valuation

The 2025 property tax bill for 206 Saffron Ter was $1,867.

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,867.00	$153,600 Land $45,600 Building $108,000	$256,000 Land $76,000 Building $180,000
2023	$1,840.00	$145,620 Land $38,940 Building $106,680	$242,700 Land $64,900 Building $177,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 Saffron Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 206 Saffron Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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