Madison County property record for 206 Saddle Brook Ct, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.84 acres (254,390 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Feb 2024) |
| Tax Bill | $3,772 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0085-0003-0009 |
| Primary APN | 0085-0003-0009 |
|---|---|
| Alternative APNs |
|
| Lot Area | 254,390 sqft (5.84 acres) |
|---|
| Account Number | 57642 |
|---|---|
| Street Address | 206 SADDLE BROOK CT |
| City | BEREA |
| State | KY |
| Zip | 40403-1279 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE BROOK ESTS LOT 9 |
| Legal Subdivision | SADDLE BROOK ESTS |
| Legal Lot Number | 9 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11101 |
Source: Madison County assessment roll, as of April 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 206 SADDLE BROOK CT, BEREA, KY 40403-1279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 16, 2024 · Amount on Record |
| Deed Sale | Feb 16, 2024 · Amount on Record |
| Prior Sale | Nov 8, 2011 · Amount on Record |
| Deed Document Number | 2014191036 |
| Deed Book / Page | D849 / 35 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 16, 2024 |
| Property Address | 206 SADDLE BROOK CT, BEREA, KY 40403-1279 |
| Document Number | 000D849/35 |
| Book / Page | D849 / 35 |
| Map Reference | CAB 17 SL 88 |
| Instrument Date | Feb 9, 2024 |
| Instrument | 2014191036 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2024 |
| Title Company | LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 145 PAGE DR, RICHMOND, KY 40475-7585 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 206 SADDLE BROOK CT, BEREA, KY 40403-1279 |
| Document Number | 2014191037 |
|---|---|
| Date | Feb 16, 2024 |
| Instrument | 2014191037 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,772.00 (+74.79%) Additional exemption filed | $400,000 (+79.78%) | $400,000 (+79.78%) |
| 2023 | $2,158.00 | $222,500 | $222,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Windstream.
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