Vernon County property record for 206 S Main St, Westby, WI 54667
| Property Type | Commercial |
|---|---|
| Lot Size | 0.044 acres (1,936 sqft) |
| Owner | Company Name on Record |
| Last Sale | $250,000 (Dec 2020) |
| Tax Bill | $3,616 (2025) |
| Deeds & Mortgages | Sep 2025 Construction Loan Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 291-00037-0000 |
| Primary APN | 291-00037-0000 |
|---|---|
| Alternative APN |
|
| Lot Area | 1,936 sqft (0.044 acres) |
|---|---|
| Lot Dimensions | 88 ft deep x 22 ft wide |
| Street Address | 206 S MAIN ST |
|---|---|
| City | WESTBY |
| State | WI |
| Zip | 54667-1308 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | ORIG PLAT PT OF LOT 26 22 X 88 SE COR, LOT 27 & 28 EST SQ FT 16880 |
| Legal Lot Number | 26-28 |
| Jurisdiction | VERNON WI |
| Township / Civil Division | WESTBY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 960300 |
Source: Vernon County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 615 N MAIN ST, WESTBY, WI 54667-7163 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Construction Mortgage SECURITY FINANCIAL BANK |
| Apr 29, 2021 | Deed of Trust, Mortgage · Commercial Mortgage STATE BANK FINANCIAL |
| Dec 14, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2020 · Amount on Record |
| Deed Sale | Dec 14, 2020 · Amount on Record |
| Deed Document Number | 518010 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | 206 S MAIN ST, WESTBY, WI 54667-1308 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000542519 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 542519 |
| Name | SECURITY FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | BLACK RIVER FALLS, WI 54615 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | 206 S MAIN ST, WESTBY, WI 54667-1308 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 520522 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 520522 |
| Name | STATE BANK FINANCIAL |
|---|---|
| Type | Bank |
| Address | LA CROSSE, WI 54602 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VERNON WI |
| Recording Date | Dec 14, 2020 |
| Property Address | 206 S MAIN ST, WESTBY, WI 54667-1308 |
| Document Number | 0000518010 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 518010 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Vernon County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vernon County |
| Municipality | Westby City |
| Unified School District | Westby Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,616.00 (+12.19%) | $218,900 (-) Land $40,300 Building $178,600 | $273,300 (+24.85%) |
| 2023 | $3,223.00 | $218,900 Land $40,300 Building $178,600 | $218,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2007–2019) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTBY WATERWORKS serves 2,400 people · EPA ID WI6630267 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vernon Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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