206 S Cherry St, Commerce, OK 74339 Property Records

Ottawa County property record for 206 S Cherry St, Commerce, OK 74339

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft · built 1938
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Jan 2023)
Tax Bill	$101 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`20408`

Property Details

APN / Parcel Number

Primary APN	`20408`
Alternative APN	`5635-00-081-004-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1985
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,800 sqft (0.11 acres)
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	20408
Street Address	206 S CHERRY ST
City	COMMERCE
State	OK
Zip	74339-2430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4, BLK 81 SECOND ADDN TO COMMERCE
Legal Subdivision	SECOND ADDN TO COMMERCE
Legal Block	81
Legal Lot Number	4
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3096
Census Tract	574200

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 S CHERRY ST, COMMERCE, OK 74339-2430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Jan 10, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2023 · Amount on Record
Deed Sale	Jan 10, 2023 · Amount on Record
Deed Document Number	2023112
Deed Book / Page	1175 / 724
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	206 S CHERRY ST, COMMERCE, OK 74339-2430
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 S CHERRY ST, COMMERCE, OK 74339-2430

Mortgage

Document Number	0001196/80
Date	Dec 12, 2023
Book Page	1196/80
Instrument	I-2023-005502

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA OK
Recording Date	Jan 10, 2023
Property Address	206 S CHERRY ST, COMMERCE, OK 74339-2430
Document Number	001175/724
Book / Page	1175 / 724
Instrument Date	Jan 10, 2023
Instrument	I-2023-000112
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	206 S CHERRY ST, COMMERCE, OK 74339-2430

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,105 (+2.98%) Land $162 Building $1,943	$18,462 (-10.62%) Land $1,419 Building $17,043
2025	$101.00 (+1%) Homeowner's exemption	$2,044 (+3.02%) Land $162 Building $1,882	$20,656 (+18.69%) Land $1,419 Building $19,237
2024	$100.00 (+81.82%) Homeowner's exemption	$1,984 (+22.85%) Land $162 Building $1,822	$17,403 (-) Land $1,419 Building $15,984
2023	$55.00 (-61.54%) Homeowner's exemption	$1,615 (+3%) Land $143 Building $1,472	$17,403 (-) Land $1,419 Building $15,984
2022	$143.00	$1,568 Land $141 Building $1,427	$17,403 Land $1,419 Building $15,984

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 2,645 people · EPA ID OK2005810
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

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