206 S Adelaide St, Normal, IL 61761 Property Records

McLean County property record for 206 S Adelaide St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,651 sqft · built 1963
Lot Size	0.216 acres (9,427 sqft)
Owner	Individual Name on Record
Last Sale	$189,500 (Jul 2022)
Tax Bill	$4,958 (2024)
Deeds & Mortgages	Jul 2022 Transfer Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-28-301-012`

Property Details

APN / Parcel Number

Primary APN	`14-28-301-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,651 sqft Living Area
1st Floor Area	1,032 sqft
Basement Area	1,032 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Roof Material	Asphalt
Lot Area	9,427 sqft (0.216 acres)
Lot Dimensions	105 ft deep x 72 ft wide
Garage Area	312 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	206 S ADELAIDE ST
City	NORMAL
State	IL
Zip	61761-2923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	S28 LOT 3 & N44 LOT 4 & ALL VAC CARMAE ST LYG E & ADJ THE WILMETTE SUB TO NORMAL
Legal Range	02E
Legal Township	24N
Legal Section	28
Legal Subdivision	WILMETTE SUB
Legal Lot Number	3,4
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1005
Census Tract	301

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	206 S ADELAIDE ST, NORMAL, IL 61761-2923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Quit Claim Deed, Transfer NOT AVAILABLE, FTC
Jul 13, 2022	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jan 8, 2018	Warranty Deed, Transfer · Conventional Mortgage PARKSIDE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2022 · Amount on Record
Deed Sale	Jul 13, 2022 · Amount on Record
Prior Sale	Jan 8, 2018 · Amount on Record
Deed Document Number	202212317
Prior Transfer Date	Jul 1, 2022
Prior Transfer Doc	0000012318
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 13, 2022
Property Address	206 S ADELAIDE ST, NORMAL, IL 61761-2923
Document Number	202200012318
Instrument Date	Jul 1, 2022
Instrument	2022-00012318
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 S ADELAIDE ST, NORMAL, IL 61761-2923

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 13, 2022
Property Address	206 S ADELAIDE ST, NORMAL, IL 61761-2923
Document Number	202200012317
Instrument Date	Jul 1, 2022
Instrument	2022-00012317
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 S ADELAIDE ST, NORMAL, IL 61761-2923

Mortgage

Document Number	202200012319
Date	Jul 13, 2022
Instrument	2022-00012319

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.12%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 8, 2018
Property Address	206 S ADELAIDE ST, NORMAL, IL 61761-2923
Document Number	201800000500
Instrument Date	Dec 9, 2017
Instrument	2018-00000500
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2406 ESSINGTON RD, 2406, JOLIET, IL 60435-1216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36803 N BUCK CT, LAKE VILLA, IL 60046-6737

Mortgage

Document Number	201800000501
Date	Jan 8, 2018
Instrument	2018-00000501

Lender

Name	PARKSIDE LENDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,204 (+21.89%) Land $13,783 Building $59,421	$219,612 (+21.89%) Land $41,349 Building $178,263
2024	$4,958.00 (+7.18%)
2023	$4,626.00 (-5.09%)	$60,059 (+10.69%) Land $11,308 Building $48,751	$180,177 (+10.69%) Land $33,924 Building $146,253
2022	$4,874.00	$54,259 Land $10,216 Building $44,043	$162,777 Land $30,648 Building $132,129

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Pavlov Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Watch TV.

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