206 Roswell Rd, Harmony, NC 28634 Property Records

Iredell County property record for 206 Roswell Rd, Harmony, NC 28634

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,096 sqft · built 1935
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$58,000 (Aug 2017)
Tax Bill	$518 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2017 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4881-43-0974.000`

Property Details

APN / Parcel Number

Primary APN	`4881-43-0974.000`
Alternative APN	`80046857`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,096 sqft Heated Area
Gross Area	1,334 sqft
1st Floor Area	1,096 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1959
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Lot Width	180 ft Width

Exterior Amenities

Porch	Slab
Porch Area	238 sqft
Deck Area	98 sqft
Storage Building	260 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	80046857
Street Address	206 ROSWELL RD
City	HARMONY
State	NC
Zip	28634-9257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	GROSE SR 2124
Legal Subdivision	EAGLE MILLS SOUTH
Legal Block	43
Jurisdiction	IREDELL NC
Township / Civil Division	EAGLE MILLS
Census Block Group	2
Census Block	2047
Census Tract	60801

Owner

206 Roswell Rd is owned and occupied by two individuals who bought it in August 2017.

Source: Iredell County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	206 ROSWELL RD, HARMONY, NC 28634-9257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Aug 10, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jun 29, 2017	Warranty Deed, Transfer ATTORNEY ONLY
May 18, 2017	Grant Deed, Transfer ATTORNEY ONLY
Mar 30, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2017 · Amount on File
Deed Sale	Aug 10, 2017 · Amount on File
Prior Sale	Mar 30, 2017 · Amount on File
Deed Book / Page	2505 / 1989
Prior Transfer Date	Mar 17, 2017
Prior Transfer Doc	24811593
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	206 ROSWELL RD, HARMONY, NC 28634-9257
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029141511
Date	Apr 26, 2022
Book Page	2914/1511

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 10, 2017
Property Address	206 ROSWELL RD, HARMONY, NC 28634-9257
Document Number	0025051989
Book / Page	2505 / 1989
Instrument Date	Aug 10, 2017
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 31, HOLLY SPRINGS, GA 30142-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 ROSWELL RD, HARMONY, NC 28634-9257

Mortgage

Document Number	0025051992
Date	Aug 10, 2017
Instrument	2505/1992

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jun 29, 2017
Property Address	206 ROSWELL RD, HARMONY, NC 28634-9257
Document Number	24971504
Book / Page	002497 / 001504
Instrument Date	Jun 28, 2017
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 ROSWELL RD HARMONY NC 286349257, HARMONY, NC 28634-9257

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IREDELL NC
Recording Date	May 18, 2017
Property Address	206 ROSWELL RD, HARMONY, NC 28634-9257
Document Number	2490881
Book / Page	002490 / 000881
Instrument Date	May 17, 2017
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 ROSWELL RD HARMONY NC 286349257, HARMONY, NC 28634-9257

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	IREDELL NC
Recording Date	Mar 30, 2017
Property Address	206 ROSWELL RD, HARMONY, NC 28634-9257
Document Number	24811593
Book / Page	002481 / 001593
Instrument Date	Mar 17, 2017
Transaction Type	Foreclosure
Record Updated	Jun 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$69.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 206 Roswell Rd was $518.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,650 (-) Land $24,380 Building $53,270	$77,650 (-) Land $24,380 Building $53,270
2025	$518.00	$77,650 (-) Land $24,380 Building $53,270	$77,650 (-) Land $24,380 Building $53,270
2024	$518.00	$77,650 (-) Land $24,380 Building $53,270	$77,650 (-) Land $24,380 Building $53,270
2023	$518.00 (+29.18%)	$77,650 (+42.63%) Land $24,380 Building $53,270	$77,650 (+42.63%) Land $24,380 Building $53,270
2022	$401.00	$54,440 Land $19,130 Building $35,310	$54,440 Land $19,130 Building $35,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 Roswell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Roswell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IREDELL WATER CORPORATION private · serves 29,370 people · EPA ID NC0149025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Roswell Rd

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