206 Riverside Dr, Washington, NC 27889 Property Records

Beaufort County property record for 206 Riverside Dr, Washington, NC 27889

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,824 sqft · built 1850
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Sep 2022)
Tax Bill	$4,055 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2024 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`5685-44-1615`

Property Details

APN / Parcel Number

Primary APN	`5685-44-1615`
Alternative APN	`39453`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,824 sqft Living Area
Gross Area	2,544 sqft
Flooring	Wood
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	34,412 sqft (0.79 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	206 RIVERSIDE DR
City	WASHINGTON
State	NC
Zip	27889-5245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT AA AND PT OF LT A BLK-2 WASH PARK
Legal Block	2
Legal Lot Number	A
Jurisdiction	BEAUFORT NC
Township / Civil Division	LONG ACRE
Census Block Group	1
Census Block	1016
Census Tract	930501

Owner

Source: Beaufort County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 RIVERSIDE DR, WASHINGTON, NC 27889-5245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jan 8, 2024	Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT NC
Property Address	206 RIVERSIDE DR, WASHINGTON, NC 27889-5245
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 RIVERSIDE DR, WASHINGTON, NC 27889-5245

Mortgage

Document Number	002228/435
Date	Mar 13, 2026
Book Page	2228/435
Instrument	2026001270

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Apr 1, 2031
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year CMT
Max Rate	11%

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT NC
Recording Date	Jan 8, 2024
Property Address	206 RIVERSIDE DR, WASHINGTON, NC 27889-5245
Document Number	002157/768
Book / Page	2157 / 768
Map Reference	MB 1 PG 68
Instrument Date	Jan 8, 2024
Instrument	2024000086
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 OAK DR, WASHINGTON, NC 27889-3323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 FEARRINGTON POST, PITTSBORO, NC 27312-8558

Mortgage

Document Number	2024000087
Date	Jan 8, 2024
Instrument	2024000087

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Beaufort County
Municipality	Washington Park Town
Unified School District	Beaufort County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,055.00 (-8.49%)	$648,003 (-8.97%) Land $196,456 Building $451,547
2025	$4,431.00 (+65.83%)	$711,847 (+161.3%) Land $260,300 Building $451,547	$648,003 (+137.87%) Land $196,456 Building $451,547
2023	$2,672.00	$272,423 Land $214,500 Building $57,923
2018			$272,423 Land $214,500 Building $57,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 257 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	257 in force
Nearby Flood Claims	1,117 (1982–2023)
Claims Outside the SFHA	50 of 1,117
Most Recent Claim	Sep 2023 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 161 claims Hurricane Dennis, Sep 1999 · 216 claims Hurricane Bonnie, Aug 1998 · 144 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAUFORT CO NORTHSIDE REGIONAL WATER serves 22,405 people · EPA ID NC0407035
Water Source	Purchased groundwater from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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