206 River Rd, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 206 River Rd, Andover, MA 01810

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,279 sqft · built 1961
Lot Size1.01 acres (44,083 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (May 2009)
Tax Bill$9,189 (2025)
Deeds & MortgagesDec 2021 Refinance
Flood ZoneZone X (minimal risk)
APNANDO M:00188 B:00007 L:00000

Property Details

APN / Parcel Number

Primary APNANDO M:00188 B:00007 L:00000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,279 sqft Living Area
Gross Area3,803 sqft
Basement Area1,368 sqft
Unfinished Basement547 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area44,083 sqft (1.01 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address206 RIVER RD
CityANDOVER
StateMA
Zip01810-2412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRC
Legal SubdivisionPLAN 4372
Legal Block7
JurisdictionANDOVER MA
Township / Civil DivisionANDOVER
Census Block Group1
Census Block1003
Census Tract254402

Owner

Source: Essex County and Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address206 RIVER RD, ANDOVER, MA 01810-2412
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2009 · Amount on Record
Deed SaleMay 22, 2009 · Amount on Record
Deed Document Number200913965
Deed Book / Page11602 / 137
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address206 RIVER RD, ANDOVER, MA 01810-2412
Transaction TypeMortgage
Record UpdatedDec 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number017266-310
DateDec 10, 2021
Book Page17266/310
Instrument40326
Lender
NameDIRECT CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term193 Months
DueJan 1, 2038

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionAndover Town
Unified School DistrictAndover School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,189.00 (+1.22%)$735,700 (+4.38%) Land $435,800 Building $299,900$863,645
2024$9,078.00 (+2.89%)$704,800 (+9.12%) Land $425,300 Building $279,500
2023$8,823.00$645,900 Land $394,000 Building $251,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1979–2010)
Claims Outside the SFHA2 of 3
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDOVER WATER DEPT
serves 36,569 people · EPA ID MA3009000
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Corrosion control
Jan 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number