206 Ridge Dr, Lexington, NC 27295 Property Records

Davidson County property record for 206 Ridge Dr, Lexington, NC 27295

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,213 sqft · built 1998
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,824 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-030-B-000-0017`

Property Details

APN / Parcel Number

Primary APN	`13-030-B-000-0017`
Alternative APN	`9050140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,213 sqft Total Area
1st Floor Area	2,294 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)
Lot Width	113 ft Width
Garage Type	Mixed
Garage Area	1,456 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	254 sqft
Deck Area	169 sqft
Patio Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9050140
Street Address	206 RIDGE DR
City	LEXINGTON
State	NC
Zip	27295-0835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	L17 PB27-82&98 BK1187-1099&1223-1694
Legal Subdivision	HANES RIDGE REVISED
Jurisdiction	DAVIDSON NC
Township / Civil Division	MIDWAY
Census Block Group	3
Census Block	3005
Census Tract	60203

Owner

Source: Davidson County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	206 RIDGE DR, LEXINGTON, NC 27295-0835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Aug 6, 2020	Deed of Trust, Mortgage · Commercial Mortgage ALLEGACY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2001
Deed Sale	Mar 12, 2001
Prior Sale	Jun 21, 2000 · Amount on File
Deed Book / Page	1223 / 1694
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	206 RIDGE DR, LEXINGTON, NC 27295-0835
Transaction Type	Mortgage
Record Updated	Jan 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026330911
Date	Jan 16, 2024
Book Page	2633/911
Instrument	2024000753

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	206 RIDGE DR, LEXINGTON, NC 27295-0835
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024220746
Date	Aug 6, 2020
Book Page	2422/746
Instrument	2020000016747

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jul 27, 2035

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,824.00 (+3.99%)	$265,910 (-)	$265,910 (-) Land $30,000 Building $235,910
2025	$1,754.00 (+0.23%)	$265,910 (+1.8%)	$265,910 (+1.8%) Land $30,000 Building $235,910
2023	$1,750.00	$261,210	$261,210 Land $30,000 Building $231,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Dr

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