Burke County property record for 206 Raintree Ln, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,640 sqft · built 1981 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $52,000 (Dec 2010) |
| Tax Bill | $1,228 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1782584855 |
| Primary APN | 1782584855 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 23,522 sqft (0.54 acres) |
| Garage Type | Mixed |
| Garage Area | 1,120 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 102 sqft |
| Patio Area | 60 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Canopy | 100 sqft |
| Lean-To | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 206 RAINTREE LN |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-9195 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOW INTENS |
| Legal Description | 206 RAINTREE LN MORGANTON, NC 28655 |
| Legal Subdivision | CHARLES D OWENS COMPANY SUBDIVISION |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 3 |
| Census Block | 3056 |
| Census Tract | 21400 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 206 RAINTREE LN, MORGANTON, NC 28655-9195 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 12, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2010 · Amount on Record |
| Deed Sale | Dec 16, 2010 · Amount on Record |
| Prior Sale | Aug 26, 2010 · Amount on Record |
| Deed Document Number | 201010603 |
| Deed Book / Page | 1937 / 249 |
| Prior Transfer Date | Aug 19, 2010 |
| Prior Transfer Doc | 0019160974 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 206 RAINTREE LN, MORGANTON, NC 28655-9195 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0025620468 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 2562/468 |
| Instrument | 2021009635 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 206 RAINTREE LN, MORGANTON, NC 28655-9195 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0026440956 |
|---|---|
| Date | Sep 12, 2022 |
| Book Page | 2644/956 |
| Instrument | 2021025579 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MORGANTON, NC 28680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,228.00 (+0.41%) | $202,898 (-) Land $27,787 Building $175,111 | $202,898 (-) Land $27,787 Building $175,111 |
| 2025 | $1,223.00 (+12.2%) | $202,898 (+13.32%) Land $27,787 Building $175,111 | $202,898 (+13.32%) Land $27,787 Building $175,111 |
| 2023 | $1,090.00 | $179,056 Land $27,787 Building $151,269 | $179,056 Land $27,787 Building $151,269 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Compas X-Stream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum, Verizon.
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