Jackson County property record for 206 Raider Mountain Rd, Cullowhee, NC 28723
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 820 sqft · built 1979 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $924 (2025) |
| Deeds & Mortgages | Jan 2022 Transfer Dec 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7660-03-8290 |
| Primary APN | 7660-03-8290 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 820 sqft Heated Area |
| 1st Floor Area | 820 sqft |
| Flooring | Wood |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 432 sqft |
| Carport | Carport |
| Carport Area | 432 sqft |
| Porch | Patio |
| Porch Area | 332 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 206 RAIDER MOUNTAIN RD |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723-8201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF WATSON BRANCH RD |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CULLOWHEE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 950700 |
206 Raider Mountain Rd is held in a trust since September 2020.
Source: Jackson County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1218 BANANA RIVER DR, INDIAN HARBOUR BEACH, FL 32937-4105 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2022 | Intrafamily Transfer, Transfer |
| Dec 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CHAMPION CU |
| Feb 17, 2017 | Deed of Trust, Mortgage CHAMPION CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 23, 2020 |
| Transfer Doc | 2325000835 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Jan 24, 2022 |
| Property Address | 206 RAIDER MOUNTAIN RD, CULLOWHEE, NC 28723 |
| Document Number | 0023250832 |
| Book / Page | 2325 / 832 |
| Map Reference | CAB 12 SL 382 |
| Instrument Date | Sep 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1218 BANANA RIVER DR, INDIAN HARBOUR BEACH, FL 32937-4105 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 206 RAIDER MOUNTAIN RD, CULLOWHEE, NC 28723 |
| Document Number | 0022281652 |
| Instrument Date | Dec 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 206 RAIDER MOUNTAIN RD CULLOWHEE NC 28723, CULLOWHEE, NC 28723 |
| Document Number | 0022281652 |
|---|---|
| Date | Dec 17, 2018 |
| Book Page | 002228/001652 |
| Name | CHAMPION CU |
|---|---|
| Type | Credit Union |
| Address | CANTON, CA 28716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 16, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 206 RAIDER MOUNTAIN RD, CULLOWHEE, NC 28723 |
| Document Number | 0021830569 |
| Book / Page | 002183 / 000569 |
| Instrument Date | Feb 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 206 RAIDER MOUNTAIN RD CULLOWHEE NC 28723, CULLOWHEE, NC 28723 |
| Document Number | 0021830569 |
|---|---|
| Date | Feb 17, 2017 |
| Book Page | 002183/000569 |
| Name | CHAMPION CU |
|---|---|
| Type | Credit Union |
| Address | CANTON, NC 28716 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
The 2025 property tax bill for 206 Raider Mountain Rd was $924.
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $243,286 Land $48,240 Building $195,046 | |
| 2025 | $924.00 | |
| 2023 | $617.00 | $162,620 Land $48,180 Building $114,440 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 206 Raider Mountain Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 206 Raider Mountain Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
4G LTE (outdoors only), no 5G reported
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