Contra Costa County property record for 206 Paseo Bernal, Moraga, CA 94556
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 2,117 sqft · built 1979 |
| Lot Size | 0.031 acres (1,349 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $975,000 (Oct 2025) |
| Tax Bill | $13,746 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 258-561-065-8 |
| Primary APN | 258-561-065-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,117 sqft Living Area |
| Gross Area | 2,589 sqft |
| 1st Floor Area | 763 sqft |
| 2nd Floor Area | 1,354 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Raised Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 1,349 sqft (0.031 acres) |
| Garage Type | Attached |
| Garage Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 206 PASEO BERNAL |
|---|---|
| City | MORAGA |
| State | CA |
| Zip | 94556-2035 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | T05044 L0001 B U0065 |
| Legal Subdivision | PASEO DE MORAGA SUB 5044 |
| Legal Tract | 05044 |
| Legal Block | U0065 |
| Legal Lot Number | 1 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 352102 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 206 PASEO BERNAL, MORAGA, CA 94556-2035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 6, 2025 | Grant Deed, Transfer · Conventional Mortgage TOWER FCU |
| Feb 27, 2023 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2025 · Amount on Record |
| Deed Sale | Oct 6, 2025 · Amount on Record |
| Prior Sale | Feb 27, 2023 · Amount on Record |
| Deed Document Number | 2025104431 |
| Prior Transfer Date | Jun 21, 2006 |
| Prior Transfer Doc | 0000203786 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 6, 2025 |
| Property Address | 206 PASEO BERNAL, MORAGA, CA 94556-2035 |
| Document Number | 0000104431 |
| Map Reference | MB 214 PG 21 22 23 |
| Instrument Date | Oct 2, 2025 |
| Instrument | 2025- 104431 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 206 PASEO BERNAL, MORAGA, CA 94556-2035 |
| Document Number | 0000104432 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 2025- 104432 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.6% |
| Index | 10-Year CMTI |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Feb 27, 2023 |
| Property Address | 206 PASEO BERNAL, MORAGA, CA 94556-2035 |
| Document Number | 0000017689 |
| Map Reference | MB 214 PG 21-23 |
| Instrument Date | Feb 9, 2023 |
| Instrument | 2023-017689 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 206 PASEO BERNAL, MORAGA, CA 94556-2035 |
| Investor | Possibly a Property Investor |
| Document Number | 0000017690 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 2023-017690 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Moraga Town |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Moraga Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $975,000 (-10.75%) Land $500,000 Building $475,000 | |
| 2025 | $13,746.00 (+61.66%) | $1,092,420 (+70.73%) Land $541,008 Building $551,412 |
| 2023 | $8,503.00 (+1.08%) Homeowner's exemption | $639,849 Land $277,669 Building $362,180 |
| 2022 | $8,412.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · lower than 60% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: T-Mobile, Verizon.
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