206 Prospect Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 206 Prospect Ave, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	696 sqft · built 1990
Lot Size	0.115 acres (5,009 sqft)
Owner	Company Name on File
Last Sale	$598,000 (Apr 2021)
Tax Bill	$12,372 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-00266-0000-00001-03-C010D`

Property Details

APN / Parcel Number

Primary APN	`03-00266-0000-00001-03-C010D`
Alternative APNs	`03002660000000010003 C010D` `282708`

Interior

Stories	2 Stories
Building Area	696 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Construction Type	Frame
Lot Area	5,009 sqft (0.115 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	282708
Street Address	206 PROSPECT AVE
City	CRANFORD
State	NJ
Zip	07016-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE CONDOS BLDG 2 UNIT 23
Legal Subdivision	RIVERSIDE CONDOS
Legal Block	266
Legal Lot Number	1.3
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	4
Census Block	4007
Census Tract	37000

Owner

206 Prospect Ave is owned by a company that bought it in April 2021.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record	Company Name on File
Mailing Address	777 WALNUT AVE, E, CRANFORD, NJ 07016-3374
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Line of Credit CONNECTONE BANK
Apr 27, 2021	Bargain and Sale Deed, Transfer ATTORNEYS' TITLE SERVICES LLC, ATTORNEY TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2021 · Amount on File
Deed Sale	Apr 27, 2021 · Amount on File
Prior Sale	Apr 10, 2008 · Amount on File
Deed Document Number	20214063
Deed Book / Page	6410 / 516
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	206 PROSPECT AVE, CRANFORD, NJ 07016-2205
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	ATTORNEY TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	777 WALNUT AVE, CRANFORD, NJ 07016-3374

Mortgage

Document Number	0151100223
Date	Nov 24, 2021
Book Page	15110/223
Instrument	25830

Lender

Name	CONNECTONE BANK
Type	Bank
Address	ENGLEWOOD CLIFFS, NJ 07632

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Apr 27, 2021
Property Address	206 PROSPECT AVE, CRANFORD, NJ 07016-2205
Document Number	0064100516
Book / Page	6410 / 516
Map Reference	MB 3648 PG 160
Instrument Date	Apr 9, 2021
Instrument	4063
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	ATTORNEYS' TITLE SERVICES LLC, ATTORNEY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$2,394.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 BRALEY LN, 23, BOLTON LANDING, NY 12814-3621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 PROSPECT AVE, CRANFORD, NJ 07016-2205

Tax Assessment & Valuation

The 2025 property tax bill for 206 Prospect Ave was $12,372, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,700 (-) Land $60,800 Building $109,900	$170,700 (-) Land $60,800 Building $109,900
2025	$12,372.00 (+6.91%)	$170,700 Land $60,800 Building $109,900	$170,700 Land $60,800 Building $109,900
2024	$11,572.00
2023		$170,700 Land $60,800 Building $109,900	$170,700 Land $60,800 Building $109,900
2022	$11,286.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 206 Prospect Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	154 units insured incl. 123 condo units
Nearby Flood Claims	73 (1996–2021)
Claims Outside the SFHA	6 of 73
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 14 claims Hurricane Irene, Aug 2011 · 32 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 206 Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Prospect Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures