206 Pinecrest Dr, Frostburg, MD 21532 Property Records

Allegany County property record for 206 Pinecrest Dr, Frostburg, MD 21532

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,196 sqft · built 2000
Lot Size	0.534 acres (23,250 sqft)
Owner	Trust Name on File
Last Sale	$739,000 (Jul 2026)
Tax Bill	$6,823 (2025)
Deeds & Mortgages	Jul 2026 Sale Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-009437`

Property Details

APN / Parcel Number

Primary APN	`28-009437`
Alternative APN	`009437`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,196 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stone
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	23,250 sqft (0.534 acres)
Lot Dimensions	150 ft deep x 155 ft wide
Garage Type	Mixed
Garage Area	1,624 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Patio Area	570 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard

Location & Zoning

Account Number	009437
Street Address	206 PINECREST DR
City	FROSTBURG
State	MD
Zip	21532-2330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	206 PINECREST DR 155X150
Legal Subdivision	BRADDOCK ESTATES
Jurisdiction	ALLEGANY MD
Township / Civil Division	26, FROSTBURG
Census Block Group	2
Census Block	2003
Census Tract	1800

Owner

206 Pinecrest Dr is owner-occupied and held in a trust since July 2026.

Source: Allegany County records, as of October 1, 2026

Owner of Record	Trust Name on File
Mailing Address	206 PINECREST DR, FROSTBURG, MD 21532-2330
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Aug 31, 2023	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Dec 18, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST PEOPLES CMNTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2026 · Amount on File
Deed Sale	Jul 23, 2026 · Amount on File
Prior Sale	Aug 31, 2023 · Amount on File
Deed Book / Page	3182 / 169
Transfer Doc	0000041425
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jul 23, 2026
Property Address	206 PINECREST DR, FROSTBURG, MD 21532-2330
Document Number	3182000169
Book / Page	3182 / 169
Instrument Date	Jul 13, 2026
Transaction Type	Transfer
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$746,390.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	206 PINECREST DR, FROSTBURG, MD 21532-2330

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Aug 31, 2023
Property Address	206 PINECREST DR, FROSTBURG, MD 21532-2330
Document Number	002904-0175
Book / Page	2904 / 175
Instrument Date	Jul 6, 2023
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	206 PINECREST DR, FROSTBURG, MD 21532-2330
Investor	Possibly a Property Investor

Mortgage

Document Number	0029040182
Date	Aug 31, 2023
Instrument	2904-0182

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ALLEGANY MD
Recording Date	Dec 18, 2017
Property Address	206 PINECREST DR, FROSTBURG, MD 21532-2330
Document Number	0023480039
Book / Page	002348 / 000039
Instrument Date	Dec 13, 2017
Transaction Type	Construction Loan
Record Updated	Dec 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 PINECREST DR FROSTBURG MD 215322330, FROSTBURG, MD 21532-2330

Mortgage

Document Number	23480039
Date	Dec 18, 2017
Book Page	002348/000039

Lender

Name	FIRST PEOPLES CMNTY FCU
Type	Credit Union
Address	CUMBERLAND, MD 21501

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 206 Pinecrest Dr was $6,823 with a homeowner's exemption.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Frostburg City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$707,800 (+2.91%)	$747,800 (+8.72%) Land $62,800 Building $685,000
2025	$6,823.00 Homeowner's exemption	$687,800 Land $56,800 Building $631,000	$687,800 Land $56,800 Building $631,000
2023	$5,851.00 Homeowner's exemption	$598,667	$687,800 Land $56,800 Building $631,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 Pinecrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Pinecrest Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FROSTBURG serves 11,000 people · EPA ID MD0010011
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20

May also be available: T-Mobile.

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