206 Pine St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 206 Pine St, Holyoke, MA 01040

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,504 sqft · built 1901
Lot Size	0.126 acres (5,502 sqft)
Owner	Individual Name on Record
Last Sale	$128,500 (Feb 2017)
Tax Bill	$3,819 (2026)
Deeds & Mortgages	Dec 2023 Refinance Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0005 B:0008 L:11`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0005 B:0008 L:11`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,504 sqft Living Area
Gross Area	4,848 sqft
Basement Area	1,255 sqft
Unfinished Basement	1,255 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,502 sqft (0.126 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	206 PINE ST
City	HOLYOKE
State	MA
Zip	01040-4017
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	DR
Legal Block	8
Legal Lot Number	11
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	2
Census Block	2000
Census Tract	811600

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	206 PINE ST, HOLYOKE, MA 01040-4017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance HOLYOKE CITY OF
Mar 18, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Jun 21, 2018	Deed of Trust, Mortgage HOLYOKE CITY OF
Feb 28, 2017	Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2017 · Amount on Record
Deed Sale	Feb 28, 2017 · Amount on Record
Prior Sale	Sep 15, 1989 · Amount on Record
Deed Document Number	201710498
Deed Book / Page	21582 / 210
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	206 PINE ST, HOLYOKE, MA 01040-4017
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025262-275
Date	Dec 15, 2023
Book Page	25262/275
Instrument	59796

Lender

Name	HOLYOKE CITY OF

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	206 PINE ST, HOLYOKE, MA 01040-4017
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23769-497
Date	Mar 18, 2021
Book Page	23769/497
Instrument	18311

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2046

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	206 PINE ST, HOLYOKE, MA 01040-4017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22228-12
Date	Jun 21, 2018
Book Page	22228/12
Instrument	34682

Lender

Name	HOLYOKE CITY OF

Agreement

Amount	Amount Recorded

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOLYOKE MA
Recording Date	Feb 28, 2017
Property Address	206 PINE ST, HOLYOKE, MA 01040-4017
Document Number	21582-210
Book / Page	21582 / 210
Instrument	10498
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	215820212
Date	Feb 28, 2017
Instrument	21582/0212

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 28, 2047

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,819.00 (+6.8%)	$219,100 (+6.98%) Land $38,800 Building $174,100	$275,410
2025	$3,576.00 (+7.45%)	$204,800 (+16.63%) Land $36,300 Building $168,500
2024	$3,328.00 (+8.09%)	$175,600 (+7.01%) Land $34,500 Building $141,100
2023	$3,079.00	$164,100 Land $34,500 Building $129,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	150 / 150

May also be available: AT&T, HGE.NET, T-Mobile, Verizon.

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