206 Persimmon Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 206 Persimmon Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 925 sqft · built 1968
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,000 (Apr 2026)
Tax Bill	$3,161 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Apr 2026 Sale & Mortgage + 1 more
APN	`04-30-0-103-021`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-103-021`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	925 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Mixed
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	206 PERSIMMON DR
City	O FALLON
State	IL
Zip	62269-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTBROOK 4TH ADD LOT/SEC-145 DOC A02648664
Legal Subdivision	WESTBROOK 4TH ADD
Legal Block	103
Legal Lot Number	145
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1009
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 PERSIMMON DR, O FALLON, IL 62269-1051
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF WATERLOO
Apr 20, 2026	Warranty Deed, Transfer · Conventional Mortgage SCOTT CREDIT UNION
Apr 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	Jun 9, 2015
Deed Document Number	20262880946
Prior Transfer Date	Aug 19, 2014
Prior Transfer Doc	0002456508
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	206 PERSIMMON DR, O FALLON, IL 62269-1051
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02818097
Date	Jul 8, 2024
Instrument	A02818097

Lender

Name	FIRST NATIONAL BANK OF WATERLOO
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 20, 2026
Property Address	206 PERSIMMON DR, O FALLON, IL 62269-1051
Document Number	0A02880946
Instrument Date	Apr 20, 2026
Instrument	2026.2880946
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,693.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	206 PERSIMMON DR, O FALLON, IL 62269-1051

Mortgage

Date	Apr 20, 2026

Lender

Name	SCOTT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Max Rate	-1%

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 20, 2020
Property Address	206 PERSIMMON DR, O FALLON, IL 62269-1051
Document Number	00A2648664
Instrument Date	Apr 4, 2020
Instrument	2648664
Transaction Type	Transfer
Record Updated	May 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 HUNTERS LANDING DR CASEYVILLE IL 622320002, CASEYVILLE, IL 62232-0002

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,161.00 (+8.4%)	$43,865 (+9.62%) Land $10,343 Building $33,522	$131,595 (+9.62%) Land $31,029 Building $100,566
2024	$2,916.00	$40,015 (+22.55%) Land $9,435 Building $30,580	$120,045 (+22.55%) Land $28,305 Building $91,740
2022		$32,652 Land $7,699 Building $24,953	$97,956 Land $23,097 Building $74,859

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, i3 Broadband.

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